Paulding County, Ohio home prices
Typical home $164,933 · +6.9% in a year · property tax 1.03%
The typical home in Paulding County is worth $164,933, 33% less than the Ohio typical home ($245,982). Values changed +6.9% in the past year and +29.0% over five years. Homeowners here pay a median 1.03% of their home's value in property tax each year ($1,699 on the typical home), versus 1.22% statewide.
Mortgage on the typical Paulding County home
| Down payment | Cash down | Loan | Principal + interest | PMI / MIP | Tax + insurance | Total / month | Income needed |
|---|---|---|---|---|---|---|---|
| 20% down | $32,987 | $131,946 | $888 | $0 | $224 | $1,112 | $47,600 |
| 10% down | $16,493 | $148,440 | $999 | $62 | $224 | $1,284 | $55,000 |
| 5% down | $8,247 | $156,686 | $1,054 | $65 | $224 | $1,343 | $57,600 |
| 3.5% down (FHA) | $5,773 | $161,946 | $1,089 | $73 | $224 | $1,386 | $59,400 |
Assumes a 30-year fixed loan at 7.11%, property tax of 1.03% of the home value a year, homeowners insurance of 0.6% a year, PMI of 0.5% of the loan a year when the down payment is under 20%, and FHA mortgage insurance of 0.55% a year plus a 1.75% upfront premium added to the loan. Your rate, taxes and insurance will differ.
What it takes: see what you can afford by salary in Ohio.
Ohio counties with similar prices
| County | Typical home | 1-yr change | Tax rate |
|---|---|---|---|
| Guernsey County | $167,065 | +3.8% | 1.01% |
| Columbiana County | $162,260 | +3.7% | 1.01% |
| Crawford County | $161,149 | +4.1% | 1.19% |
| Pike County | $171,666 | +3.6% | 0.83% |
| Trumbull County | $172,302 | +6.6% | 1.31% |
| Gallia County | $173,158 | +7.5% | 0.91% |
| Vinton County | $173,446 | +3.0% | 0.98% |
| Mahoning County | $175,744 | +5.4% | 1.3% |
| Lucas County | $176,069 | +4.6% | 1.69% |
| Monroe County | $152,311 | +6.8% | 0.82% |
Frequently asked questions
What is the average home price in Paulding County, OH?
The typical home value in Paulding County is $164,933 (Zillow Home Value Index, September 2026).
How much do you need to earn to buy a house in Paulding County?
About $47,600 a year for the typical home with 20% down at a 7.11% 30-year rate.
What is the property tax rate in Paulding County?
The median effective rate is 1.03% of home value a year (Census ACS 2024 5-year estimates).