Monroe County, Ohio home prices
Typical home $152,311 · +6.8% in a year · property tax 0.82%
The typical home in Monroe County is worth $152,311, 38% less than the Ohio typical home ($245,982). Values changed +6.8% in the past year and +14.4% over five years. Homeowners here pay a median 0.82% of their home's value in property tax each year ($1,255 on the typical home), versus 1.22% statewide.
Mortgage on the typical Monroe County home
| Down payment | Cash down | Loan | Principal + interest | PMI / MIP | Tax + insurance | Total / month | Income needed |
|---|---|---|---|---|---|---|---|
| 20% down | $30,462 | $121,849 | $820 | $0 | $181 | $1,000 | $42,900 |
| 10% down | $15,231 | $137,080 | $922 | $57 | $181 | $1,160 | $49,700 |
| 5% down | $7,616 | $144,696 | $973 | $60 | $181 | $1,214 | $52,000 |
| 3.5% down (FHA) | $5,331 | $149,553 | $1,006 | $67 | $181 | $1,254 | $53,800 |
Assumes a 30-year fixed loan at 7.11%, property tax of 0.82% of the home value a year, homeowners insurance of 0.6% a year, PMI of 0.5% of the loan a year when the down payment is under 20%, and FHA mortgage insurance of 0.55% a year plus a 1.75% upfront premium added to the loan. Your rate, taxes and insurance will differ.
What it takes: see what you can afford by salary in Ohio.
Ohio counties with similar prices
| County | Typical home | 1-yr change | Tax rate |
|---|---|---|---|
| Morgan County | $151,782 | +4.5% | 0.84% |
| Lawrence County | $146,838 | +3.3% | 0.84% |
| Jackson County | $145,771 | -1.2% | 0.9% |
| Harrison County | $144,245 | +3.9% | 1.05% |
| Scioto County | $144,147 | +4.4% | 1.06% |
| Crawford County | $161,149 | +4.1% | 1.19% |
| Columbiana County | $162,260 | +3.7% | 1.01% |
| Paulding County | $164,933 | +6.9% | 1.03% |
| Guernsey County | $167,065 | +3.8% | 1.01% |
| Pike County | $171,666 | +3.6% | 0.83% |
Frequently asked questions
What is the average home price in Monroe County, OH?
The typical home value in Monroe County is $152,311 (Zillow Home Value Index, September 2026).
How much do you need to earn to buy a house in Monroe County?
About $42,900 a year for the typical home with 20% down at a 7.11% 30-year rate.
What is the property tax rate in Monroe County?
The median effective rate is 0.82% of home value a year (Census ACS 2024 5-year estimates).