Morgan County, Ohio home prices
Typical home $151,782 · +4.5% in a year · property tax 0.84%
The typical home in Morgan County is worth $151,782, 38% less than the Ohio typical home ($245,982). Values changed +4.5% in the past year and +19.3% over five years. Homeowners here pay a median 0.84% of their home's value in property tax each year ($1,275 on the typical home), versus 1.22% statewide.
Mortgage on the typical Morgan County home
| Down payment | Cash down | Loan | Principal + interest | PMI / MIP | Tax + insurance | Total / month | Income needed |
|---|---|---|---|---|---|---|---|
| 20% down | $30,356 | $121,426 | $817 | $0 | $182 | $999 | $42,800 |
| 10% down | $15,178 | $136,604 | $919 | $57 | $182 | $1,158 | $49,600 |
| 5% down | $7,589 | $144,193 | $970 | $60 | $182 | $1,212 | $52,000 |
| 3.5% down (FHA) | $5,312 | $149,033 | $1,003 | $67 | $182 | $1,252 | $53,700 |
Assumes a 30-year fixed loan at 7.11%, property tax of 0.84% of the home value a year, homeowners insurance of 0.6% a year, PMI of 0.5% of the loan a year when the down payment is under 20%, and FHA mortgage insurance of 0.55% a year plus a 1.75% upfront premium added to the loan. Your rate, taxes and insurance will differ.
What it takes: see what you can afford by salary in Ohio.
Ohio counties with similar prices
| County | Typical home | 1-yr change | Tax rate |
|---|---|---|---|
| Monroe County | $152,311 | +6.8% | 0.82% |
| Lawrence County | $146,838 | +3.3% | 0.84% |
| Jackson County | $145,771 | -1.2% | 0.9% |
| Harrison County | $144,245 | +3.9% | 1.05% |
| Scioto County | $144,147 | +4.4% | 1.06% |
| Crawford County | $161,149 | +4.1% | 1.19% |
| Columbiana County | $162,260 | +3.7% | 1.01% |
| Paulding County | $164,933 | +6.9% | 1.03% |
| Guernsey County | $167,065 | +3.8% | 1.01% |
| Belmont County | $132,616 | +1.5% | 0.95% |
Frequently asked questions
What is the average home price in Morgan County, OH?
The typical home value in Morgan County is $151,782 (Zillow Home Value Index, September 2026).
How much do you need to earn to buy a house in Morgan County?
About $42,800 a year for the typical home with 20% down at a 7.11% 30-year rate.
What is the property tax rate in Morgan County?
The median effective rate is 0.84% of home value a year (Census ACS 2024 5-year estimates).