Belmont County, Ohio home prices
Typical home $132,616 · +1.5% in a year · property tax 0.95%
The typical home in Belmont County is worth $132,616, 46% less than the Ohio typical home ($245,982). Values changed +1.5% in the past year and +14.4% over five years. Homeowners here pay a median 0.95% of their home's value in property tax each year ($1,258 on the typical home), versus 1.22% statewide.
Mortgage on the typical Belmont County home
| Down payment | Cash down | Loan | Principal + interest | PMI / MIP | Tax + insurance | Total / month | Income needed |
|---|---|---|---|---|---|---|---|
| 20% down | $26,523 | $106,093 | $714 | $0 | $171 | $885 | $37,900 |
| 10% down | $13,262 | $119,354 | $803 | $50 | $171 | $1,024 | $43,900 |
| 5% down | $6,631 | $125,985 | $848 | $52 | $171 | $1,071 | $45,900 |
| 3.5% down (FHA) | $4,642 | $130,214 | $876 | $59 | $171 | $1,106 | $47,400 |
Assumes a 30-year fixed loan at 7.11%, property tax of 0.95% of the home value a year, homeowners insurance of 0.6% a year, PMI of 0.5% of the loan a year when the down payment is under 20%, and FHA mortgage insurance of 0.55% a year plus a 1.75% upfront premium added to the loan. Your rate, taxes and insurance will differ.
What it takes: see what you can afford by salary in Ohio · part of the Wheeling metro area.
Ohio counties with similar prices
| County | Typical home | 1-yr change | Tax rate |
|---|---|---|---|
| Jefferson County | $127,048 | +1.1% | 0.98% |
| Scioto County | $144,147 | +4.4% | 1.06% |
| Harrison County | $144,245 | +3.9% | 1.05% |
| Jackson County | $145,771 | -1.2% | 0.9% |
| Lawrence County | $146,838 | +3.3% | 0.84% |
| Meigs County | $117,928 | +7.3% | 1.04% |
| Morgan County | $151,782 | +4.5% | 0.84% |
| Monroe County | $152,311 | +6.8% | 0.82% |
| Crawford County | $161,149 | +4.1% | 1.19% |
| Columbiana County | $162,260 | +3.7% | 1.01% |
Frequently asked questions
What is the average home price in Belmont County, OH?
The typical home value in Belmont County is $132,616 (Zillow Home Value Index, September 2026).
How much do you need to earn to buy a house in Belmont County?
About $37,900 a year for the typical home with 20% down at a 7.11% 30-year rate.
What is the property tax rate in Belmont County?
The median effective rate is 0.95% of home value a year (Census ACS 2024 5-year estimates).