Wheeling, WV home prices
Typical home $141,159 · +2.8% in a year · income needed $40,400
The Wheeling, WV metro area ranks 832 of 894 U.S. metros for home values (U.S. typical home: $366,157). Prices changed +2.8% in a year and +14.1% over five years. With 20% down at 7.11%, the typical home costs about $942 a month including 0.95% property tax (Belmont County rate).
Mortgage on the typical Wheeling home
| Down payment | Cash down | Loan | Principal + interest | PMI / MIP | Tax + insurance | Total / month | Income needed |
|---|---|---|---|---|---|---|---|
| 20% down | $28,232 | $112,927 | $760 | $0 | $182 | $942 | $40,400 |
| 10% down | $14,116 | $127,043 | $855 | $53 | $182 | $1,090 | $46,700 |
| 5% down | $7,058 | $134,101 | $902 | $56 | $182 | $1,140 | $48,900 |
| 3.5% down (FHA) | $4,941 | $138,603 | $932 | $62 | $182 | $1,177 | $50,400 |
Assumes a 30-year fixed loan at 7.11%, property tax of 0.95% of the home value a year, homeowners insurance of 0.6% a year, PMI of 0.5% of the loan a year when the down payment is under 20%, and FHA mortgage insurance of 0.55% a year plus a 1.75% upfront premium added to the loan. Your rate, taxes and insurance will differ.
Counties in the Wheeling area
| County | Typical home | 1-yr change | Tax rate |
|---|---|---|---|
| Belmont County, OH | $132,616 | +1.5% | 0.95% |
| Ohio County, WV | $159,042 | +4.6% | 0.6% |
| Marshall County, WV | $139,040 | +3.9% | 0.45% |
What can you afford in Ohio on your salary? · Ohio home prices · Salaries in Ohio
Frequently asked questions
How much is a house in Wheeling?
The typical home in the Wheeling, WV metro area is worth $141,159 (Zillow, September 2026).
What salary do you need to buy a house in Wheeling?
About $40,400 a year for the typical home with 20% down at 7.11%.