Ohio County, West Virginia home prices
Typical home $159,042 · +4.6% in a year · property tax 0.6%
The typical home in Ohio County is worth $159,042, 10% less than the West Virginia typical home ($176,576). Values changed +4.6% in the past year and +17.1% over five years. Homeowners here pay a median 0.6% of their home's value in property tax each year ($957 on the typical home), versus 0.51% statewide.
Mortgage on the typical Ohio County home
| Down payment | Cash down | Loan | Principal + interest | PMI / MIP | Tax + insurance | Total / month | Income needed |
|---|---|---|---|---|---|---|---|
| 20% down | $31,808 | $127,233 | $856 | $0 | $159 | $1,015 | $43,500 |
| 10% down | $15,904 | $143,138 | $963 | $60 | $159 | $1,182 | $50,600 |
| 5% down | $7,952 | $151,090 | $1,016 | $63 | $159 | $1,239 | $53,100 |
| 3.5% down (FHA) | $5,566 | $156,161 | $1,051 | $70 | $159 | $1,280 | $54,900 |
Assumes a 30-year fixed loan at 7.11%, property tax of 0.6% of the home value a year, homeowners insurance of 0.6% a year, PMI of 0.5% of the loan a year when the down payment is under 20%, and FHA mortgage insurance of 0.55% a year plus a 1.75% upfront premium added to the loan. Your rate, taxes and insurance will differ.
What it takes: see what you can afford by salary in West Virginia · part of the Wheeling metro area.
West Virginia counties with similar prices
| County | Typical home | 1-yr change | Tax rate |
|---|---|---|---|
| Nicholas County | $159,335 | +3.5% | 0.46% |
| Raleigh County | $157,221 | +1.2% | 0.5% |
| Randolph County | $161,840 | +1.2% | 0.39% |
| Summers County | $154,622 | +4.6% | 0.31% |
| Mason County | $164,918 | +7.2% | 0.59% |
| Upshur County | $152,038 | +2.5% | 0.42% |
| Kanawha County | $151,294 | +1.4% | 0.65% |
| Marion County | $167,401 | +2.3% | 0.59% |
| Pleasants County | $167,455 | +4.0% | 0.54% |
| Harrison County | $149,834 | +1.0% | 0.55% |
Frequently asked questions
What is the average home price in Ohio County, WV?
The typical home value in Ohio County is $159,042 (Zillow Home Value Index, September 2026).
How much do you need to earn to buy a house in Ohio County?
About $43,500 a year for the typical home with 20% down at a 7.11% 30-year rate.
What is the property tax rate in Ohio County?
The median effective rate is 0.6% of home value a year (Census ACS 2024 5-year estimates).