Kanawha County, West Virginia home prices
Typical home $151,294 · +1.4% in a year · property tax 0.65%
The typical home in Kanawha County is worth $151,294, 14% less than the West Virginia typical home ($176,576). Values changed +1.4% in the past year and +26.3% over five years. Homeowners here pay a median 0.65% of their home's value in property tax each year ($990 on the typical home), versus 0.51% statewide.
Mortgage on the typical Kanawha County home
| Down payment | Cash down | Loan | Principal + interest | PMI / MIP | Tax + insurance | Total / month | Income needed |
|---|---|---|---|---|---|---|---|
| 20% down | $30,259 | $121,036 | $814 | $0 | $158 | $972 | $41,700 |
| 10% down | $15,129 | $136,165 | $916 | $57 | $158 | $1,131 | $48,500 |
| 5% down | $7,565 | $143,730 | $967 | $60 | $158 | $1,185 | $50,800 |
| 3.5% down (FHA) | $5,295 | $148,554 | $999 | $67 | $158 | $1,224 | $52,500 |
Assumes a 30-year fixed loan at 7.11%, property tax of 0.65% of the home value a year, homeowners insurance of 0.6% a year, PMI of 0.5% of the loan a year when the down payment is under 20%, and FHA mortgage insurance of 0.55% a year plus a 1.75% upfront premium added to the loan. Your rate, taxes and insurance will differ.
What it takes: see what you can afford by salary in West Virginia · part of the Charleston metro area.
West Virginia counties with similar prices
| County | Typical home | 1-yr change | Tax rate |
|---|---|---|---|
| Upshur County | $152,038 | +2.5% | 0.42% |
| Harrison County | $149,834 | +1.0% | 0.55% |
| Summers County | $154,622 | +4.6% | 0.31% |
| Preston County | $145,690 | +5.9% | 0.49% |
| Mercer County | $145,481 | +0.1% | 0.54% |
| Raleigh County | $157,221 | +1.2% | 0.5% |
| Ohio County | $159,042 | +4.6% | 0.6% |
| Nicholas County | $159,335 | +3.5% | 0.46% |
| Wayne County | $141,785 | +4.4% | 0.47% |
| Hancock County | $141,600 | +7.1% | 0.63% |
Frequently asked questions
What is the average home price in Kanawha County, WV?
The typical home value in Kanawha County is $151,294 (Zillow Home Value Index, September 2026).
How much do you need to earn to buy a house in Kanawha County?
About $41,700 a year for the typical home with 20% down at a 7.11% 30-year rate.
What is the property tax rate in Kanawha County?
The median effective rate is 0.65% of home value a year (Census ACS 2024 5-year estimates).