Upshur County, West Virginia home prices
Typical home $152,038 · +2.5% in a year · property tax 0.42%
The typical home in Upshur County is worth $152,038, 14% less than the West Virginia typical home ($176,576). Values changed +2.5% in the past year and +24.5% over five years. Homeowners here pay a median 0.42% of their home's value in property tax each year ($638 on the typical home), versus 0.51% statewide.
Mortgage on the typical Upshur County home
| Down payment | Cash down | Loan | Principal + interest | PMI / MIP | Tax + insurance | Total / month | Income needed |
|---|---|---|---|---|---|---|---|
| 20% down | $30,408 | $121,631 | $818 | $0 | $129 | $947 | $40,600 |
| 10% down | $15,204 | $136,834 | $920 | $57 | $129 | $1,107 | $47,400 |
| 5% down | $7,602 | $144,436 | $972 | $60 | $129 | $1,161 | $49,800 |
| 3.5% down (FHA) | $5,321 | $149,285 | $1,004 | $67 | $129 | $1,201 | $51,500 |
Assumes a 30-year fixed loan at 7.11%, property tax of 0.42% of the home value a year, homeowners insurance of 0.6% a year, PMI of 0.5% of the loan a year when the down payment is under 20%, and FHA mortgage insurance of 0.55% a year plus a 1.75% upfront premium added to the loan. Your rate, taxes and insurance will differ.
What it takes: see what you can afford by salary in West Virginia.
West Virginia counties with similar prices
| County | Typical home | 1-yr change | Tax rate |
|---|---|---|---|
| Kanawha County | $151,294 | +1.4% | 0.65% |
| Harrison County | $149,834 | +1.0% | 0.55% |
| Summers County | $154,622 | +4.6% | 0.31% |
| Raleigh County | $157,221 | +1.2% | 0.5% |
| Preston County | $145,690 | +5.9% | 0.49% |
| Mercer County | $145,481 | +0.1% | 0.54% |
| Ohio County | $159,042 | +4.6% | 0.6% |
| Nicholas County | $159,335 | +3.5% | 0.46% |
| Randolph County | $161,840 | +1.2% | 0.39% |
| Wayne County | $141,785 | +4.4% | 0.47% |
Frequently asked questions
What is the average home price in Upshur County, WV?
The typical home value in Upshur County is $152,038 (Zillow Home Value Index, September 2026).
How much do you need to earn to buy a house in Upshur County?
About $40,600 a year for the typical home with 20% down at a 7.11% 30-year rate.
What is the property tax rate in Upshur County?
The median effective rate is 0.42% of home value a year (Census ACS 2024 5-year estimates).