Wayne County, West Virginia home prices
Typical home $141,785 · +4.4% in a year · property tax 0.47%
The typical home in Wayne County is worth $141,785, 20% less than the West Virginia typical home ($176,576). Values changed +4.4% in the past year and +17.4% over five years. Homeowners here pay a median 0.47% of their home's value in property tax each year ($663 on the typical home), versus 0.51% statewide.
Mortgage on the typical Wayne County home
| Down payment | Cash down | Loan | Principal + interest | PMI / MIP | Tax + insurance | Total / month | Income needed |
|---|---|---|---|---|---|---|---|
| 20% down | $28,357 | $113,428 | $763 | $0 | $126 | $889 | $38,100 |
| 10% down | $14,179 | $127,607 | $858 | $53 | $126 | $1,038 | $44,500 |
| 5% down | $7,089 | $134,696 | $906 | $56 | $126 | $1,088 | $46,600 |
| 3.5% down (FHA) | $4,962 | $139,217 | $937 | $63 | $126 | $1,125 | $48,200 |
Assumes a 30-year fixed loan at 7.11%, property tax of 0.47% of the home value a year, homeowners insurance of 0.6% a year, PMI of 0.5% of the loan a year when the down payment is under 20%, and FHA mortgage insurance of 0.55% a year plus a 1.75% upfront premium added to the loan. Your rate, taxes and insurance will differ.
What it takes: see what you can afford by salary in West Virginia · part of the Huntington metro area.
West Virginia counties with similar prices
| County | Typical home | 1-yr change | Tax rate |
|---|---|---|---|
| Hancock County | $141,600 | +7.1% | 0.63% |
| Fayette County | $139,740 | +3.9% | 0.64% |
| Marshall County | $139,040 | +3.9% | 0.45% |
| Mercer County | $145,481 | +0.1% | 0.54% |
| Preston County | $145,690 | +5.9% | 0.49% |
| Doddridge County | $136,177 | +12.7% | 0.5% |
| Braxton County | $136,031 | -1.4% | 0.45% |
| Harrison County | $149,834 | +1.0% | 0.55% |
| Kanawha County | $151,294 | +1.4% | 0.65% |
| Upshur County | $152,038 | +2.5% | 0.42% |
Frequently asked questions
What is the average home price in Wayne County, WV?
The typical home value in Wayne County is $141,785 (Zillow Home Value Index, September 2026).
How much do you need to earn to buy a house in Wayne County?
About $38,100 a year for the typical home with 20% down at a 7.11% 30-year rate.
What is the property tax rate in Wayne County?
The median effective rate is 0.47% of home value a year (Census ACS 2024 5-year estimates).