Fayette County, West Virginia home prices
Typical home $139,740 · +3.9% in a year · property tax 0.64%
The typical home in Fayette County is worth $139,740, 21% less than the West Virginia typical home ($176,576). Values changed +3.9% in the past year and +38.2% over five years. Homeowners here pay a median 0.64% of their home's value in property tax each year ($893 on the typical home), versus 0.51% statewide.
Mortgage on the typical Fayette County home
| Down payment | Cash down | Loan | Principal + interest | PMI / MIP | Tax + insurance | Total / month | Income needed |
|---|---|---|---|---|---|---|---|
| 20% down | $27,948 | $111,792 | $752 | $0 | $144 | $896 | $38,400 |
| 10% down | $13,974 | $125,766 | $846 | $52 | $144 | $1,043 | $44,700 |
| 5% down | $6,987 | $132,753 | $893 | $55 | $144 | $1,093 | $46,800 |
| 3.5% down (FHA) | $4,891 | $137,209 | $923 | $62 | $144 | $1,129 | $48,400 |
Assumes a 30-year fixed loan at 7.11%, property tax of 0.64% of the home value a year, homeowners insurance of 0.6% a year, PMI of 0.5% of the loan a year when the down payment is under 20%, and FHA mortgage insurance of 0.55% a year plus a 1.75% upfront premium added to the loan. Your rate, taxes and insurance will differ.
What it takes: see what you can afford by salary in West Virginia · part of the Beckley metro area.
West Virginia counties with similar prices
| County | Typical home | 1-yr change | Tax rate |
|---|---|---|---|
| Marshall County | $139,040 | +3.9% | 0.45% |
| Hancock County | $141,600 | +7.1% | 0.63% |
| Wayne County | $141,785 | +4.4% | 0.47% |
| Doddridge County | $136,177 | +12.7% | 0.5% |
| Braxton County | $136,031 | -1.4% | 0.45% |
| Mercer County | $145,481 | +0.1% | 0.54% |
| Preston County | $145,690 | +5.9% | 0.49% |
| Harrison County | $149,834 | +1.0% | 0.55% |
| Lewis County | $128,840 | -2.7% | 0.46% |
| Brooke County | $128,596 | -0.8% | 0.53% |
Frequently asked questions
What is the average home price in Fayette County, WV?
The typical home value in Fayette County is $139,740 (Zillow Home Value Index, September 2026).
How much do you need to earn to buy a house in Fayette County?
About $38,400 a year for the typical home with 20% down at a 7.11% 30-year rate.
What is the property tax rate in Fayette County?
The median effective rate is 0.64% of home value a year (Census ACS 2024 5-year estimates).