Beckley, WV home prices
Typical home $150,151 · +2.0% in a year · income needed $40,500
The Beckley, WV metro area ranks 808 of 894 U.S. metros for home values (U.S. typical home: $366,157). Prices changed +2.0% in a year and +33.1% over five years. With 20% down at 7.11%, the typical home costs about $946 a month including 0.5% property tax (Raleigh County rate).
Mortgage on the typical Beckley home
| Down payment | Cash down | Loan | Principal + interest | PMI / MIP | Tax + insurance | Total / month | Income needed |
|---|---|---|---|---|---|---|---|
| 20% down | $30,030 | $120,121 | $808 | $0 | $138 | $946 | $40,500 |
| 10% down | $15,015 | $135,136 | $909 | $56 | $138 | $1,103 | $47,300 |
| 5% down | $7,508 | $142,643 | $960 | $59 | $138 | $1,157 | $49,600 |
| 3.5% down (FHA) | $5,255 | $147,431 | $992 | $66 | $138 | $1,196 | $51,200 |
Assumes a 30-year fixed loan at 7.11%, property tax of 0.5% of the home value a year, homeowners insurance of 0.6% a year, PMI of 0.5% of the loan a year when the down payment is under 20%, and FHA mortgage insurance of 0.55% a year plus a 1.75% upfront premium added to the loan. Your rate, taxes and insurance will differ.
Counties in the Beckley area
| County | Typical home | 1-yr change | Tax rate |
|---|---|---|---|
| Raleigh County, WV | $157,221 | +1.2% | 0.5% |
| Fayette County, WV | $139,740 | +3.9% | 0.64% |
What can you afford in West Virginia on your salary? · West Virginia home prices · Salaries in West Virginia
Frequently asked questions
How much is a house in Beckley?
The typical home in the Beckley, WV metro area is worth $150,151 (Zillow, September 2026).
What salary do you need to buy a house in Beckley?
About $40,500 a year for the typical home with 20% down at 7.11%.