Summit County, Utah home prices
Typical home $1,334,757 · +5.6% in a year · property tax 0.35%
The typical home in Summit County is worth $1,334,757, 150% more than the Utah typical home ($532,920). Values changed +5.6% in the past year and +26.7% over five years. Homeowners here pay a median 0.35% of their home's value in property tax each year ($4,627 on the typical home), versus 0.5% statewide.
Mortgage on the typical Summit County home
| Down payment | Cash down | Loan | Principal + interest | PMI / MIP | Tax + insurance | Total / month | Income needed |
|---|---|---|---|---|---|---|---|
| 20% down | $266,951 | $1,067,805 | $7,183 | $0 | $1,053 | $8,236 | $353,000 |
| 10% down | $133,476 | $1,201,281 | $8,081 | $501 | $1,053 | $9,635 | $412,900 |
| 5% down | $66,738 | $1,268,019 | $8,530 | $528 | $1,053 | $10,111 | $433,300 |
| 3.5% down (FHA) | $46,716 | $1,310,581 | $8,816 | $590 | $1,053 | $10,460 | $448,300 |
Assumes a 30-year fixed loan at 7.11%, property tax of 0.35% of the home value a year, homeowners insurance of 0.6% a year, PMI of 0.5% of the loan a year when the down payment is under 20%, and FHA mortgage insurance of 0.55% a year plus a 1.75% upfront premium added to the loan. Your rate, taxes and insurance will differ.
What it takes: see what you can afford by salary in Utah · part of the Heber metro area.
Utah counties with similar prices
| County | Typical home | 1-yr change | Tax rate |
|---|---|---|---|
| Wasatch County | $942,914 | +2.2% | 0.46% |
| Morgan County | $737,920 | +2.4% | 0.52% |
| Rich County | $578,199 | +2.5% | 0.26% |
| Grand County | $568,599 | -1.8% | 0.41% |
| Salt Lake County | $567,330 | +1.2% | 0.54% |
| Davis County | $553,103 | +2.3% | 0.53% |
| Utah County | $540,291 | +1.4% | 0.44% |
| Washington County | $524,987 | -0.6% | 0.42% |
| Tooele County | $475,828 | -0.3% | 0.57% |
| Cache County | $470,352 | +3.0% | 0.45% |
Frequently asked questions
What is the average home price in Summit County, UT?
The typical home value in Summit County is $1,334,757 (Zillow Home Value Index, September 2026).
How much do you need to earn to buy a house in Summit County?
About $353,000 a year for the typical home with 20% down at a 7.11% 30-year rate.
What is the property tax rate in Summit County?
The median effective rate is 0.35% of home value a year (Census ACS 2024 5-year estimates).