Morgan County, Utah home prices
Typical home $737,920 · +2.4% in a year · property tax 0.52%
The typical home in Morgan County is worth $737,920, 38% more than the Utah typical home ($532,920). Values changed +2.4% in the past year and +15.0% over five years. Homeowners here pay a median 0.52% of their home's value in property tax each year ($3,843 on the typical home), versus 0.5% statewide.
Mortgage on the typical Morgan County home
| Down payment | Cash down | Loan | Principal + interest | PMI / MIP | Tax + insurance | Total / month | Income needed |
|---|---|---|---|---|---|---|---|
| 20% down | $147,584 | $590,336 | $3,971 | $0 | $689 | $4,660 | $199,700 |
| 10% down | $73,792 | $664,128 | $4,468 | $277 | $689 | $5,434 | $232,900 |
| 5% down | $36,896 | $701,024 | $4,716 | $292 | $689 | $5,697 | $244,200 |
| 3.5% down (FHA) | $25,827 | $724,555 | $4,874 | $326 | $689 | $5,890 | $252,400 |
Assumes a 30-year fixed loan at 7.11%, property tax of 0.52% of the home value a year, homeowners insurance of 0.6% a year, PMI of 0.5% of the loan a year when the down payment is under 20%, and FHA mortgage insurance of 0.55% a year plus a 1.75% upfront premium added to the loan. Your rate, taxes and insurance will differ.
What it takes: see what you can afford by salary in Utah · part of the Ogden metro area.
Utah counties with similar prices
| County | Typical home | 1-yr change | Tax rate |
|---|---|---|---|
| Rich County | $578,199 | +2.5% | 0.26% |
| Grand County | $568,599 | -1.8% | 0.41% |
| Salt Lake County | $567,330 | +1.2% | 0.54% |
| Davis County | $553,103 | +2.3% | 0.53% |
| Utah County | $540,291 | +1.4% | 0.44% |
| Wasatch County | $942,914 | +2.2% | 0.46% |
| Washington County | $524,987 | -0.6% | 0.42% |
| Tooele County | $475,828 | -0.3% | 0.57% |
| Cache County | $470,352 | +3.0% | 0.45% |
| Weber County | $454,063 | +0.3% | 0.6% |
Frequently asked questions
What is the average home price in Morgan County, UT?
The typical home value in Morgan County is $737,920 (Zillow Home Value Index, September 2026).
How much do you need to earn to buy a house in Morgan County?
About $199,700 a year for the typical home with 20% down at a 7.11% 30-year rate.
What is the property tax rate in Morgan County?
The median effective rate is 0.52% of home value a year (Census ACS 2024 5-year estimates).