Rich County, Utah home prices
Typical home $578,199 · +2.5% in a year · property tax 0.26%
The typical home in Rich County is worth $578,199, 8% more than the Utah typical home ($532,920). Values changed +2.5% in the past year and +33.1% over five years. Homeowners here pay a median 0.26% of their home's value in property tax each year ($1,484 on the typical home), versus 0.5% statewide.
Mortgage on the typical Rich County home
| Down payment | Cash down | Loan | Principal + interest | PMI / MIP | Tax + insurance | Total / month | Income needed |
|---|---|---|---|---|---|---|---|
| 20% down | $115,640 | $462,559 | $3,112 | $0 | $413 | $3,524 | $151,000 |
| 10% down | $57,820 | $520,379 | $3,501 | $217 | $413 | $4,130 | $177,000 |
| 5% down | $28,910 | $549,289 | $3,695 | $229 | $413 | $4,337 | $185,900 |
| 3.5% down (FHA) | $20,237 | $567,726 | $3,819 | $256 | $413 | $4,488 | $192,300 |
Assumes a 30-year fixed loan at 7.11%, property tax of 0.26% of the home value a year, homeowners insurance of 0.6% a year, PMI of 0.5% of the loan a year when the down payment is under 20%, and FHA mortgage insurance of 0.55% a year plus a 1.75% upfront premium added to the loan. Your rate, taxes and insurance will differ.
What it takes: see what you can afford by salary in Utah.
Utah counties with similar prices
| County | Typical home | 1-yr change | Tax rate |
|---|---|---|---|
| Grand County | $568,599 | -1.8% | 0.41% |
| Salt Lake County | $567,330 | +1.2% | 0.54% |
| Davis County | $553,103 | +2.3% | 0.53% |
| Utah County | $540,291 | +1.4% | 0.44% |
| Washington County | $524,987 | -0.6% | 0.42% |
| Tooele County | $475,828 | -0.3% | 0.57% |
| Cache County | $470,352 | +3.0% | 0.45% |
| Weber County | $454,063 | +0.3% | 0.6% |
| Juab County | $451,055 | +3.3% | 0.45% |
| Wayne County | $446,206 | +1.9% | 0.34% |
Frequently asked questions
What is the average home price in Rich County, UT?
The typical home value in Rich County is $578,199 (Zillow Home Value Index, September 2026).
How much do you need to earn to buy a house in Rich County?
About $151,000 a year for the typical home with 20% down at a 7.11% 30-year rate.
What is the property tax rate in Rich County?
The median effective rate is 0.26% of home value a year (Census ACS 2024 5-year estimates).