Cache County, Utah home prices
Typical home $470,352 · +3.0% in a year · property tax 0.45%
The typical home in Cache County is worth $470,352, 12% less than the Utah typical home ($532,920). Values changed +3.0% in the past year and +16.4% over five years. Homeowners here pay a median 0.45% of their home's value in property tax each year ($2,128 on the typical home), versus 0.5% statewide.
Mortgage on the typical Cache County home
| Down payment | Cash down | Loan | Principal + interest | PMI / MIP | Tax + insurance | Total / month | Income needed |
|---|---|---|---|---|---|---|---|
| 20% down | $94,070 | $376,281 | $2,531 | $0 | $413 | $2,944 | $126,200 |
| 10% down | $47,035 | $423,316 | $2,848 | $176 | $413 | $3,437 | $147,300 |
| 5% down | $23,518 | $446,834 | $3,006 | $186 | $413 | $3,605 | $154,500 |
| 3.5% down (FHA) | $16,462 | $461,832 | $3,107 | $208 | $413 | $3,727 | $159,700 |
Assumes a 30-year fixed loan at 7.11%, property tax of 0.45% of the home value a year, homeowners insurance of 0.6% a year, PMI of 0.5% of the loan a year when the down payment is under 20%, and FHA mortgage insurance of 0.55% a year plus a 1.75% upfront premium added to the loan. Your rate, taxes and insurance will differ.
What it takes: see what you can afford by salary in Utah · part of the Logan metro area.
Utah counties with similar prices
| County | Typical home | 1-yr change | Tax rate |
|---|---|---|---|
| Tooele County | $475,828 | -0.3% | 0.57% |
| Weber County | $454,063 | +0.3% | 0.6% |
| Juab County | $451,055 | +3.3% | 0.45% |
| Wayne County | $446,206 | +1.9% | 0.34% |
| Box Elder County | $445,062 | +1.2% | 0.49% |
| Kane County | $423,630 | +3.3% | 0.4% |
| Washington County | $524,987 | -0.6% | 0.42% |
| Iron County | $409,337 | +2.4% | 0.41% |
| Utah County | $540,291 | +1.4% | 0.44% |
| Davis County | $553,103 | +2.3% | 0.53% |
Frequently asked questions
What is the average home price in Cache County, UT?
The typical home value in Cache County is $470,352 (Zillow Home Value Index, September 2026).
How much do you need to earn to buy a house in Cache County?
About $126,200 a year for the typical home with 20% down at a 7.11% 30-year rate.
What is the property tax rate in Cache County?
The median effective rate is 0.45% of home value a year (Census ACS 2024 5-year estimates).