Iron County, Utah home prices
Typical home $409,337 · +2.4% in a year · property tax 0.41%
The typical home in Iron County is worth $409,337, 23% less than the Utah typical home ($532,920). Values changed +2.4% in the past year and +17.2% over five years. Homeowners here pay a median 0.41% of their home's value in property tax each year ($1,683 on the typical home), versus 0.5% statewide.
Mortgage on the typical Iron County home
| Down payment | Cash down | Loan | Principal + interest | PMI / MIP | Tax + insurance | Total / month | Income needed |
|---|---|---|---|---|---|---|---|
| 20% down | $81,867 | $327,469 | $2,203 | $0 | $345 | $2,548 | $109,200 |
| 10% down | $40,934 | $368,403 | $2,478 | $154 | $345 | $2,977 | $127,600 |
| 5% down | $20,467 | $388,870 | $2,616 | $162 | $345 | $3,123 | $133,800 |
| 3.5% down (FHA) | $14,327 | $401,923 | $2,704 | $181 | $345 | $3,230 | $138,400 |
Assumes a 30-year fixed loan at 7.11%, property tax of 0.41% of the home value a year, homeowners insurance of 0.6% a year, PMI of 0.5% of the loan a year when the down payment is under 20%, and FHA mortgage insurance of 0.55% a year plus a 1.75% upfront premium added to the loan. Your rate, taxes and insurance will differ.
What it takes: see what you can afford by salary in Utah · part of the Cedar City metro area.
Utah counties with similar prices
| County | Typical home | 1-yr change | Tax rate |
|---|---|---|---|
| Kane County | $423,630 | +3.3% | 0.4% |
| Sanpete County | $383,940 | +7.2% | 0.47% |
| Box Elder County | $445,062 | +1.2% | 0.49% |
| Wayne County | $446,206 | +1.9% | 0.34% |
| Duchesne County | $371,261 | +5.0% | 0.61% |
| Juab County | $451,055 | +3.3% | 0.45% |
| Daggett County | $366,031 | +5.0% | 0.46% |
| Weber County | $454,063 | +0.3% | 0.6% |
| Uintah County | $356,398 | +4.4% | 0.51% |
| San Juan County | $355,310 | +3.3% | 0.8% |
Frequently asked questions
What is the average home price in Iron County, UT?
The typical home value in Iron County is $409,337 (Zillow Home Value Index, September 2026).
How much do you need to earn to buy a house in Iron County?
About $109,200 a year for the typical home with 20% down at a 7.11% 30-year rate.
What is the property tax rate in Iron County?
The median effective rate is 0.41% of home value a year (Census ACS 2024 5-year estimates).