Utah County, Utah home prices
Typical home $540,291 · +1.4% in a year · property tax 0.44%
The typical home in Utah County is worth $540,291, about the same as the Utah typical home ($532,920). Values changed +1.4% in the past year and +10.9% over five years. Homeowners here pay a median 0.44% of their home's value in property tax each year ($2,377 on the typical home), versus 0.5% statewide.
Mortgage on the typical Utah County home
| Down payment | Cash down | Loan | Principal + interest | PMI / MIP | Tax + insurance | Total / month | Income needed |
|---|---|---|---|---|---|---|---|
| 20% down | $108,058 | $432,233 | $2,908 | $0 | $468 | $3,376 | $144,700 |
| 10% down | $54,029 | $486,262 | $3,271 | $203 | $468 | $3,942 | $168,900 |
| 5% down | $27,015 | $513,277 | $3,453 | $214 | $468 | $4,135 | $177,200 |
| 3.5% down (FHA) | $18,910 | $530,505 | $3,569 | $239 | $468 | $4,276 | $183,300 |
Assumes a 30-year fixed loan at 7.11%, property tax of 0.44% of the home value a year, homeowners insurance of 0.6% a year, PMI of 0.5% of the loan a year when the down payment is under 20%, and FHA mortgage insurance of 0.55% a year plus a 1.75% upfront premium added to the loan. Your rate, taxes and insurance will differ.
What it takes: see what you can afford by salary in Utah · part of the Provo metro area.
Utah counties with similar prices
| County | Typical home | 1-yr change | Tax rate |
|---|---|---|---|
| Davis County | $553,103 | +2.3% | 0.53% |
| Washington County | $524,987 | -0.6% | 0.42% |
| Salt Lake County | $567,330 | +1.2% | 0.54% |
| Grand County | $568,599 | -1.8% | 0.41% |
| Rich County | $578,199 | +2.5% | 0.26% |
| Tooele County | $475,828 | -0.3% | 0.57% |
| Cache County | $470,352 | +3.0% | 0.45% |
| Weber County | $454,063 | +0.3% | 0.6% |
| Juab County | $451,055 | +3.3% | 0.45% |
| Wayne County | $446,206 | +1.9% | 0.34% |
Frequently asked questions
What is the average home price in Utah County, UT?
The typical home value in Utah County is $540,291 (Zillow Home Value Index, September 2026).
How much do you need to earn to buy a house in Utah County?
About $144,700 a year for the typical home with 20% down at a 7.11% 30-year rate.
What is the property tax rate in Utah County?
The median effective rate is 0.44% of home value a year (Census ACS 2024 5-year estimates).