Provo, UT home prices
Typical home $538,775 · +1.4% in a year · income needed $144,300
The Provo, UT metro area ranks 61 of 894 U.S. metros for home values (U.S. typical home: $366,157). Prices changed +1.4% in a year and +10.9% over five years. With 20% down at 7.11%, the typical home costs about $3,366 a month including 0.44% property tax (Utah County rate).
Mortgage on the typical Provo home
| Down payment | Cash down | Loan | Principal + interest | PMI / MIP | Tax + insurance | Total / month | Income needed |
|---|---|---|---|---|---|---|---|
| 20% down | $107,755 | $431,020 | $2,899 | $0 | $467 | $3,366 | $144,300 |
| 10% down | $53,878 | $484,898 | $3,262 | $202 | $467 | $3,931 | $168,500 |
| 5% down | $26,939 | $511,836 | $3,443 | $213 | $467 | $4,123 | $176,700 |
| 3.5% down (FHA) | $18,857 | $529,016 | $3,559 | $238 | $467 | $4,264 | $182,700 |
Assumes a 30-year fixed loan at 7.11%, property tax of 0.44% of the home value a year, homeowners insurance of 0.6% a year, PMI of 0.5% of the loan a year when the down payment is under 20%, and FHA mortgage insurance of 0.55% a year plus a 1.75% upfront premium added to the loan. Your rate, taxes and insurance will differ.
Counties in the Provo area
| County | Typical home | 1-yr change | Tax rate |
|---|---|---|---|
| Utah County, UT | $540,291 | +1.4% | 0.44% |
| Juab County, UT | $451,055 | +3.3% | 0.45% |
What can you afford in Utah on your salary? · Utah home prices · Salaries in Utah
Frequently asked questions
How much is a house in Provo?
The typical home in the Provo, UT metro area is worth $538,775 (Zillow, September 2026).
What salary do you need to buy a house in Provo?
About $144,300 a year for the typical home with 20% down at 7.11%.