Salt Lake County, Utah home prices
Typical home $567,330 · +1.2% in a year · property tax 0.54%
The typical home in Salt Lake County is worth $567,330, 6% more than the Utah typical home ($532,920). Values changed +1.2% in the past year and +12.6% over five years. Homeowners here pay a median 0.54% of their home's value in property tax each year ($3,061 on the typical home), versus 0.5% statewide.
Mortgage on the typical Salt Lake County home
| Down payment | Cash down | Loan | Principal + interest | PMI / MIP | Tax + insurance | Total / month | Income needed |
|---|---|---|---|---|---|---|---|
| 20% down | $113,466 | $453,864 | $3,053 | $0 | $539 | $3,592 | $153,900 |
| 10% down | $56,733 | $510,597 | $3,435 | $213 | $539 | $4,186 | $179,400 |
| 5% down | $28,367 | $538,964 | $3,626 | $225 | $539 | $4,389 | $188,100 |
| 3.5% down (FHA) | $19,857 | $557,055 | $3,747 | $251 | $539 | $4,537 | $194,400 |
Assumes a 30-year fixed loan at 7.11%, property tax of 0.54% of the home value a year, homeowners insurance of 0.6% a year, PMI of 0.5% of the loan a year when the down payment is under 20%, and FHA mortgage insurance of 0.55% a year plus a 1.75% upfront premium added to the loan. Your rate, taxes and insurance will differ.
What it takes: see what you can afford by salary in Utah · part of the Salt Lake City metro area.
Utah counties with similar prices
| County | Typical home | 1-yr change | Tax rate |
|---|---|---|---|
| Grand County | $568,599 | -1.8% | 0.41% |
| Rich County | $578,199 | +2.5% | 0.26% |
| Davis County | $553,103 | +2.3% | 0.53% |
| Utah County | $540,291 | +1.4% | 0.44% |
| Washington County | $524,987 | -0.6% | 0.42% |
| Tooele County | $475,828 | -0.3% | 0.57% |
| Cache County | $470,352 | +3.0% | 0.45% |
| Weber County | $454,063 | +0.3% | 0.6% |
| Juab County | $451,055 | +3.3% | 0.45% |
| Wayne County | $446,206 | +1.9% | 0.34% |
Frequently asked questions
What is the average home price in Salt Lake County, UT?
The typical home value in Salt Lake County is $567,330 (Zillow Home Value Index, September 2026).
How much do you need to earn to buy a house in Salt Lake County?
About $153,900 a year for the typical home with 20% down at a 7.11% 30-year rate.
What is the property tax rate in Salt Lake County?
The median effective rate is 0.54% of home value a year (Census ACS 2024 5-year estimates).