Washington County, Utah home prices
Typical home $524,987 · -0.6% in a year · property tax 0.42%
The typical home in Washington County is worth $524,987, about the same as the Utah typical home ($532,920). Values changed -0.6% in the past year and +7.9% over five years. Homeowners here pay a median 0.42% of their home's value in property tax each year ($2,218 on the typical home), versus 0.5% statewide.
Mortgage on the typical Washington County home
| Down payment | Cash down | Loan | Principal + interest | PMI / MIP | Tax + insurance | Total / month | Income needed |
|---|---|---|---|---|---|---|---|
| 20% down | $104,997 | $419,989 | $2,825 | $0 | $447 | $3,273 | $140,300 |
| 10% down | $52,499 | $472,488 | $3,178 | $197 | $447 | $3,823 | $163,800 |
| 5% down | $26,249 | $498,737 | $3,355 | $208 | $447 | $4,010 | $171,900 |
| 3.5% down (FHA) | $18,375 | $515,478 | $3,468 | $232 | $447 | $4,147 | $177,700 |
Assumes a 30-year fixed loan at 7.11%, property tax of 0.42% of the home value a year, homeowners insurance of 0.6% a year, PMI of 0.5% of the loan a year when the down payment is under 20%, and FHA mortgage insurance of 0.55% a year plus a 1.75% upfront premium added to the loan. Your rate, taxes and insurance will differ.
What it takes: see what you can afford by salary in Utah · part of the St. George metro area.
Utah counties with similar prices
| County | Typical home | 1-yr change | Tax rate |
|---|---|---|---|
| Utah County | $540,291 | +1.4% | 0.44% |
| Davis County | $553,103 | +2.3% | 0.53% |
| Salt Lake County | $567,330 | +1.2% | 0.54% |
| Grand County | $568,599 | -1.8% | 0.41% |
| Tooele County | $475,828 | -0.3% | 0.57% |
| Rich County | $578,199 | +2.5% | 0.26% |
| Cache County | $470,352 | +3.0% | 0.45% |
| Weber County | $454,063 | +0.3% | 0.6% |
| Juab County | $451,055 | +3.3% | 0.45% |
| Wayne County | $446,206 | +1.9% | 0.34% |
Frequently asked questions
What is the average home price in Washington County, UT?
The typical home value in Washington County is $524,987 (Zillow Home Value Index, September 2026).
How much do you need to earn to buy a house in Washington County?
About $140,300 a year for the typical home with 20% down at a 7.11% 30-year rate.
What is the property tax rate in Washington County?
The median effective rate is 0.42% of home value a year (Census ACS 2024 5-year estimates).