St. George, UT home prices
Typical home $524,953 · -0.6% in a year · income needed $140,200
The St. George, UT metro area ranks 63 of 894 U.S. metros for home values (U.S. typical home: $366,157). Prices changed -0.6% in a year and +7.9% over five years. With 20% down at 7.11%, the typical home costs about $3,272 a month including 0.42% property tax (Washington County rate).
Mortgage on the typical St. George home
| Down payment | Cash down | Loan | Principal + interest | PMI / MIP | Tax + insurance | Total / month | Income needed |
|---|---|---|---|---|---|---|---|
| 20% down | $104,991 | $419,962 | $2,825 | $0 | $447 | $3,272 | $140,200 |
| 10% down | $52,495 | $472,458 | $3,178 | $197 | $447 | $3,822 | $163,800 |
| 5% down | $26,248 | $498,705 | $3,355 | $208 | $447 | $4,010 | $171,900 |
| 3.5% down (FHA) | $18,373 | $515,445 | $3,467 | $232 | $447 | $4,147 | $177,700 |
Assumes a 30-year fixed loan at 7.11%, property tax of 0.42% of the home value a year, homeowners insurance of 0.6% a year, PMI of 0.5% of the loan a year when the down payment is under 20%, and FHA mortgage insurance of 0.55% a year plus a 1.75% upfront premium added to the loan. Your rate, taxes and insurance will differ.
Counties in the St. George area
| County | Typical home | 1-yr change | Tax rate |
|---|---|---|---|
| Washington County, UT | $524,987 | -0.6% | 0.42% |
What can you afford in Utah on your salary? · Utah home prices · Salaries in Utah
Frequently asked questions
How much is a house in St. George?
The typical home in the St. George, UT metro area is worth $524,953 (Zillow, September 2026).
What salary do you need to buy a house in St. George?
About $140,200 a year for the typical home with 20% down at 7.11%.