Ogden, UT home prices
Typical home $508,920 · +1.7% in a year · income needed $137,900
The Ogden, UT metro area ranks 71 of 894 U.S. metros for home values (U.S. typical home: $366,157). Prices changed +1.7% in a year and +14.9% over five years. With 20% down at 7.11%, the typical home costs about $3,217 a month including 0.53% property tax (Davis County rate).
Mortgage on the typical Ogden home
| Down payment | Cash down | Loan | Principal + interest | PMI / MIP | Tax + insurance | Total / month | Income needed |
|---|---|---|---|---|---|---|---|
| 20% down | $101,784 | $407,136 | $2,739 | $0 | $478 | $3,217 | $137,900 |
| 10% down | $50,892 | $458,028 | $3,081 | $191 | $478 | $3,750 | $160,700 |
| 5% down | $25,446 | $483,474 | $3,252 | $201 | $478 | $3,932 | $168,500 |
| 3.5% down (FHA) | $17,812 | $499,702 | $3,362 | $225 | $478 | $4,065 | $174,200 |
Assumes a 30-year fixed loan at 7.11%, property tax of 0.53% of the home value a year, homeowners insurance of 0.6% a year, PMI of 0.5% of the loan a year when the down payment is under 20%, and FHA mortgage insurance of 0.55% a year plus a 1.75% upfront premium added to the loan. Your rate, taxes and insurance will differ.
Counties in the Ogden area
| County | Typical home | 1-yr change | Tax rate |
|---|---|---|---|
| Davis County, UT | $553,103 | +2.3% | 0.53% |
| Weber County, UT | $454,063 | +0.3% | 0.6% |
| Box Elder County, UT | $445,062 | +1.2% | 0.49% |
| Morgan County, UT | $737,920 | +2.4% | 0.52% |
What can you afford in Utah on your salary? · Utah home prices · Salaries in Utah
Frequently asked questions
How much is a house in Ogden?
The typical home in the Ogden, UT metro area is worth $508,920 (Zillow, September 2026).
What salary do you need to buy a house in Ogden?
About $137,900 a year for the typical home with 20% down at 7.11%.