Heber, UT home prices
Typical home $1,143,939 · +4.1% in a year · income needed $302,500
The Heber, UT metro area ranks 5 of 894 U.S. metros for home values (U.S. typical home: $366,157). Prices changed +4.1% in a year and +23.7% over five years. With 20% down at 7.11%, the typical home costs about $7,059 a month including 0.35% property tax (Summit County rate).
Mortgage on the typical Heber home
| Down payment | Cash down | Loan | Principal + interest | PMI / MIP | Tax + insurance | Total / month | Income needed |
|---|---|---|---|---|---|---|---|
| 20% down | $228,788 | $915,151 | $6,156 | $0 | $902 | $7,059 | $302,500 |
| 10% down | $114,394 | $1,029,545 | $6,926 | $429 | $902 | $8,257 | $353,900 |
| 5% down | $57,197 | $1,086,742 | $7,311 | $453 | $902 | $8,666 | $371,400 |
| 3.5% down (FHA) | $40,038 | $1,123,220 | $7,556 | $506 | $902 | $8,964 | $384,200 |
Assumes a 30-year fixed loan at 7.11%, property tax of 0.35% of the home value a year, homeowners insurance of 0.6% a year, PMI of 0.5% of the loan a year when the down payment is under 20%, and FHA mortgage insurance of 0.55% a year plus a 1.75% upfront premium added to the loan. Your rate, taxes and insurance will differ.
Counties in the Heber area
| County | Typical home | 1-yr change | Tax rate |
|---|---|---|---|
| Summit County, UT | $1,334,757 | +5.6% | 0.35% |
| Wasatch County, UT | $942,914 | +2.2% | 0.46% |
What can you afford in Utah on your salary? · Utah home prices · Salaries in Utah
Frequently asked questions
How much is a house in Heber?
The typical home in the Heber, UT metro area is worth $1,143,939 (Zillow, September 2026).
What salary do you need to buy a house in Heber?
About $302,500 a year for the typical home with 20% down at 7.11%.