Yankton County, South Dakota home prices
Typical home $279,512 · +2.4% in a year · property tax 1.06%
The typical home in Yankton County is worth $279,512, 12% less than the South Dakota typical home ($317,874). Values changed +2.4% in the past year and +17.0% over five years. Homeowners here pay a median 1.06% of their home's value in property tax each year ($2,955 on the typical home), versus 1.04% statewide.
Mortgage on the typical Yankton County home
| Down payment | Cash down | Loan | Principal + interest | PMI / MIP | Tax + insurance | Total / month | Income needed |
|---|---|---|---|---|---|---|---|
| 20% down | $55,902 | $223,609 | $1,504 | $0 | $386 | $1,890 | $81,000 |
| 10% down | $27,951 | $251,561 | $1,692 | $105 | $386 | $2,183 | $93,600 |
| 5% down | $13,976 | $265,536 | $1,786 | $111 | $386 | $2,283 | $97,800 |
| 3.5% down (FHA) | $9,783 | $274,449 | $1,846 | $124 | $386 | $2,356 | $101,000 |
Assumes a 30-year fixed loan at 7.11%, property tax of 1.06% of the home value a year, homeowners insurance of 0.6% a year, PMI of 0.5% of the loan a year when the down payment is under 20%, and FHA mortgage insurance of 0.55% a year plus a 1.75% upfront premium added to the loan. Your rate, taxes and insurance will differ.
What it takes: see what you can afford by salary in South Dakota · part of the Yankton metro area.
South Dakota counties with similar prices
| County | Typical home | 1-yr change | Tax rate |
|---|---|---|---|
| Fall River County | $279,704 | +0.0% | 1% |
| Clay County | $283,158 | +2.8% | 1.26% |
| Sully County | $271,237 | -0.2% | 0.83% |
| Charles Mix County | $288,274 | +8.6% | 1.1% |
| McCook County | $290,879 | +5.1% | 1.06% |
| Turner County | $292,101 | -3.5% | 0.98% |
| Hughes County | $293,735 | +3.0% | 1.1% |
| Day County | $264,912 | +6.3% | 0.98% |
| Deuel County | $298,508 | +6.2% | 0.82% |
| Stanley County | $302,274 | +0.8% | 1.32% |
Frequently asked questions
What is the average home price in Yankton County, SD?
The typical home value in Yankton County is $279,512 (Zillow Home Value Index, September 2026).
How much do you need to earn to buy a house in Yankton County?
About $81,000 a year for the typical home with 20% down at a 7.11% 30-year rate.
What is the property tax rate in Yankton County?
The median effective rate is 1.06% of home value a year (Census ACS 2024 5-year estimates).