Stanley County, South Dakota home prices
Typical home $302,274 · +0.8% in a year · property tax 1.32%
The typical home in Stanley County is worth $302,274, 5% less than the South Dakota typical home ($317,874). Values changed +0.8% in the past year and +1.3% over five years. Homeowners here pay a median 1.32% of their home's value in property tax each year ($3,979 on the typical home), versus 1.04% statewide.
Mortgage on the typical Stanley County home
| Down payment | Cash down | Loan | Principal + interest | PMI / MIP | Tax + insurance | Total / month | Income needed |
|---|---|---|---|---|---|---|---|
| 20% down | $60,455 | $241,819 | $1,627 | $0 | $483 | $2,109 | $90,400 |
| 10% down | $30,227 | $272,047 | $1,830 | $113 | $483 | $2,426 | $104,000 |
| 5% down | $15,114 | $287,160 | $1,932 | $120 | $483 | $2,534 | $108,600 |
| 3.5% down (FHA) | $10,580 | $296,799 | $1,997 | $134 | $483 | $2,613 | $112,000 |
Assumes a 30-year fixed loan at 7.11%, property tax of 1.32% of the home value a year, homeowners insurance of 0.6% a year, PMI of 0.5% of the loan a year when the down payment is under 20%, and FHA mortgage insurance of 0.55% a year plus a 1.75% upfront premium added to the loan. Your rate, taxes and insurance will differ.
What it takes: see what you can afford by salary in South Dakota · part of the Pierre metro area.
South Dakota counties with similar prices
| County | Typical home | 1-yr change | Tax rate |
|---|---|---|---|
| Deuel County | $298,508 | +6.2% | 0.82% |
| Hughes County | $293,735 | +3.0% | 1.1% |
| Turner County | $292,101 | -3.5% | 0.98% |
| Lake County | $312,689 | +2.4% | 1.03% |
| McCook County | $290,879 | +5.1% | 1.06% |
| Moody County | $315,215 | +8.0% | 1.1% |
| Charles Mix County | $288,274 | +8.6% | 1.1% |
| Clay County | $283,158 | +2.8% | 1.26% |
| Fall River County | $279,704 | +0.0% | 1% |
| Yankton County | $279,512 | +2.4% | 1.06% |
Frequently asked questions
What is the average home price in Stanley County, SD?
The typical home value in Stanley County is $302,274 (Zillow Home Value Index, September 2026).
How much do you need to earn to buy a house in Stanley County?
About $90,400 a year for the typical home with 20% down at a 7.11% 30-year rate.
What is the property tax rate in Stanley County?
The median effective rate is 1.32% of home value a year (Census ACS 2024 5-year estimates).