Turner County, South Dakota home prices
Typical home $292,101 · -3.5% in a year · property tax 0.98%
The typical home in Turner County is worth $292,101, 8% less than the South Dakota typical home ($317,874). Values changed -3.5% in the past year and +27.6% over five years. Homeowners here pay a median 0.98% of their home's value in property tax each year ($2,858 on the typical home), versus 1.04% statewide.
Mortgage on the typical Turner County home
| Down payment | Cash down | Loan | Principal + interest | PMI / MIP | Tax + insurance | Total / month | Income needed |
|---|---|---|---|---|---|---|---|
| 20% down | $58,420 | $233,681 | $1,572 | $0 | $384 | $1,956 | $83,800 |
| 10% down | $29,210 | $262,891 | $1,768 | $110 | $384 | $2,262 | $97,000 |
| 5% down | $14,605 | $277,496 | $1,867 | $116 | $384 | $2,367 | $101,400 |
| 3.5% down (FHA) | $10,224 | $286,810 | $1,929 | $129 | $384 | $2,443 | $104,700 |
Assumes a 30-year fixed loan at 7.11%, property tax of 0.98% of the home value a year, homeowners insurance of 0.6% a year, PMI of 0.5% of the loan a year when the down payment is under 20%, and FHA mortgage insurance of 0.55% a year plus a 1.75% upfront premium added to the loan. Your rate, taxes and insurance will differ.
What it takes: see what you can afford by salary in South Dakota · part of the Sioux Falls metro area.
South Dakota counties with similar prices
| County | Typical home | 1-yr change | Tax rate |
|---|---|---|---|
| McCook County | $290,879 | +5.1% | 1.06% |
| Hughes County | $293,735 | +3.0% | 1.1% |
| Charles Mix County | $288,274 | +8.6% | 1.1% |
| Deuel County | $298,508 | +6.2% | 0.82% |
| Clay County | $283,158 | +2.8% | 1.26% |
| Stanley County | $302,274 | +0.8% | 1.32% |
| Fall River County | $279,704 | +0.0% | 1% |
| Yankton County | $279,512 | +2.4% | 1.06% |
| Lake County | $312,689 | +2.4% | 1.03% |
| Sully County | $271,237 | -0.2% | 0.83% |
Frequently asked questions
What is the average home price in Turner County, SD?
The typical home value in Turner County is $292,101 (Zillow Home Value Index, September 2026).
How much do you need to earn to buy a house in Turner County?
About $83,800 a year for the typical home with 20% down at a 7.11% 30-year rate.
What is the property tax rate in Turner County?
The median effective rate is 0.98% of home value a year (Census ACS 2024 5-year estimates).