Charles Mix County, South Dakota home prices
Typical home $288,274 · +8.6% in a year · property tax 1.1%
The typical home in Charles Mix County is worth $288,274, 9% less than the South Dakota typical home ($317,874). Values changed +8.6% in the past year and +41.6% over five years. Homeowners here pay a median 1.1% of their home's value in property tax each year ($3,173 on the typical home), versus 1.04% statewide.
Mortgage on the typical Charles Mix County home
| Down payment | Cash down | Loan | Principal + interest | PMI / MIP | Tax + insurance | Total / month | Income needed |
|---|---|---|---|---|---|---|---|
| 20% down | $57,655 | $230,620 | $1,551 | $0 | $409 | $1,960 | $84,000 |
| 10% down | $28,827 | $259,447 | $1,745 | $108 | $409 | $2,262 | $96,900 |
| 5% down | $14,414 | $273,861 | $1,842 | $114 | $409 | $2,365 | $101,400 |
| 3.5% down (FHA) | $10,090 | $283,053 | $1,904 | $128 | $409 | $2,440 | $104,600 |
Assumes a 30-year fixed loan at 7.11%, property tax of 1.1% of the home value a year, homeowners insurance of 0.6% a year, PMI of 0.5% of the loan a year when the down payment is under 20%, and FHA mortgage insurance of 0.55% a year plus a 1.75% upfront premium added to the loan. Your rate, taxes and insurance will differ.
What it takes: see what you can afford by salary in South Dakota.
South Dakota counties with similar prices
| County | Typical home | 1-yr change | Tax rate |
|---|---|---|---|
| McCook County | $290,879 | +5.1% | 1.06% |
| Turner County | $292,101 | -3.5% | 0.98% |
| Clay County | $283,158 | +2.8% | 1.26% |
| Hughes County | $293,735 | +3.0% | 1.1% |
| Fall River County | $279,704 | +0.0% | 1% |
| Yankton County | $279,512 | +2.4% | 1.06% |
| Deuel County | $298,508 | +6.2% | 0.82% |
| Stanley County | $302,274 | +0.8% | 1.32% |
| Sully County | $271,237 | -0.2% | 0.83% |
| Day County | $264,912 | +6.3% | 0.98% |
Frequently asked questions
What is the average home price in Charles Mix County, SD?
The typical home value in Charles Mix County is $288,274 (Zillow Home Value Index, September 2026).
How much do you need to earn to buy a house in Charles Mix County?
About $84,000 a year for the typical home with 20% down at a 7.11% 30-year rate.
What is the property tax rate in Charles Mix County?
The median effective rate is 1.1% of home value a year (Census ACS 2024 5-year estimates).