Day County, South Dakota home prices
Typical home $264,912 · +6.3% in a year · property tax 0.98%
The typical home in Day County is worth $264,912, 17% less than the South Dakota typical home ($317,874). Values changed +6.3% in the past year and +12.9% over five years. Homeowners here pay a median 0.98% of their home's value in property tax each year ($2,584 on the typical home), versus 1.04% statewide.
Mortgage on the typical Day County home
| Down payment | Cash down | Loan | Principal + interest | PMI / MIP | Tax + insurance | Total / month | Income needed |
|---|---|---|---|---|---|---|---|
| 20% down | $52,982 | $211,930 | $1,426 | $0 | $348 | $1,773 | $76,000 |
| 10% down | $26,491 | $238,421 | $1,604 | $99 | $348 | $2,051 | $87,900 |
| 5% down | $13,246 | $251,667 | $1,693 | $105 | $348 | $2,146 | $92,000 |
| 3.5% down (FHA) | $9,272 | $260,114 | $1,750 | $117 | $348 | $2,215 | $94,900 |
Assumes a 30-year fixed loan at 7.11%, property tax of 0.98% of the home value a year, homeowners insurance of 0.6% a year, PMI of 0.5% of the loan a year when the down payment is under 20%, and FHA mortgage insurance of 0.55% a year plus a 1.75% upfront premium added to the loan. Your rate, taxes and insurance will differ.
What it takes: see what you can afford by salary in South Dakota.
South Dakota counties with similar prices
| County | Typical home | 1-yr change | Tax rate |
|---|---|---|---|
| Sully County | $271,237 | -0.2% | 0.83% |
| Brule County | $251,994 | +16.1% | 0.96% |
| Davison County | $251,322 | +1.0% | 1.23% |
| Hand County | $250,964 | +7.9% | 0.89% |
| Yankton County | $279,512 | +2.4% | 1.06% |
| Fall River County | $279,704 | +0.0% | 1% |
| Clay County | $283,158 | +2.8% | 1.26% |
| Brown County | $244,812 | +5.3% | 1.18% |
| Kingsbury County | $244,163 | +2.4% | 1.01% |
| Grant County | $241,790 | +10.1% | 0.91% |
Frequently asked questions
What is the average home price in Day County, SD?
The typical home value in Day County is $264,912 (Zillow Home Value Index, September 2026).
How much do you need to earn to buy a house in Day County?
About $76,000 a year for the typical home with 20% down at a 7.11% 30-year rate.
What is the property tax rate in Day County?
The median effective rate is 0.98% of home value a year (Census ACS 2024 5-year estimates).