Sully County, South Dakota home prices
Typical home $271,237 · -0.2% in a year · property tax 0.83%
The typical home in Sully County is worth $271,237, 15% less than the South Dakota typical home ($317,874). Values changed -0.2% in the past year and — over five years. Homeowners here pay a median 0.83% of their home's value in property tax each year ($2,265 on the typical home), versus 1.04% statewide.
Mortgage on the typical Sully County home
| Down payment | Cash down | Loan | Principal + interest | PMI / MIP | Tax + insurance | Total / month | Income needed |
|---|---|---|---|---|---|---|---|
| 20% down | $54,247 | $216,989 | $1,460 | $0 | $324 | $1,784 | $76,500 |
| 10% down | $27,124 | $244,113 | $1,642 | $102 | $324 | $2,068 | $88,600 |
| 5% down | $13,562 | $257,675 | $1,733 | $107 | $324 | $2,165 | $92,800 |
| 3.5% down (FHA) | $9,493 | $266,324 | $1,792 | $120 | $324 | $2,236 | $95,800 |
Assumes a 30-year fixed loan at 7.11%, property tax of 0.83% of the home value a year, homeowners insurance of 0.6% a year, PMI of 0.5% of the loan a year when the down payment is under 20%, and FHA mortgage insurance of 0.55% a year plus a 1.75% upfront premium added to the loan. Your rate, taxes and insurance will differ.
What it takes: see what you can afford by salary in South Dakota.
South Dakota counties with similar prices
| County | Typical home | 1-yr change | Tax rate |
|---|---|---|---|
| Day County | $264,912 | +6.3% | 0.98% |
| Yankton County | $279,512 | +2.4% | 1.06% |
| Fall River County | $279,704 | +0.0% | 1% |
| Clay County | $283,158 | +2.8% | 1.26% |
| Charles Mix County | $288,274 | +8.6% | 1.1% |
| Brule County | $251,994 | +16.1% | 0.96% |
| McCook County | $290,879 | +5.1% | 1.06% |
| Davison County | $251,322 | +1.0% | 1.23% |
| Hand County | $250,964 | +7.9% | 0.89% |
| Turner County | $292,101 | -3.5% | 0.98% |
Frequently asked questions
What is the average home price in Sully County, SD?
The typical home value in Sully County is $271,237 (Zillow Home Value Index, September 2026).
How much do you need to earn to buy a house in Sully County?
About $76,500 a year for the typical home with 20% down at a 7.11% 30-year rate.
What is the property tax rate in Sully County?
The median effective rate is 0.83% of home value a year (Census ACS 2024 5-year estimates).