Brown County, South Dakota home prices
Typical home $244,812 · +5.3% in a year · property tax 1.18%
The typical home in Brown County is worth $244,812, 23% less than the South Dakota typical home ($317,874). Values changed +5.3% in the past year and +24.6% over five years. Homeowners here pay a median 1.18% of their home's value in property tax each year ($2,877 on the typical home), versus 1.04% statewide.
Mortgage on the typical Brown County home
| Down payment | Cash down | Loan | Principal + interest | PMI / MIP | Tax + insurance | Total / month | Income needed |
|---|---|---|---|---|---|---|---|
| 20% down | $48,962 | $195,850 | $1,317 | $0 | $362 | $1,680 | $72,000 |
| 10% down | $24,481 | $220,331 | $1,482 | $92 | $362 | $1,936 | $83,000 |
| 5% down | $12,241 | $232,572 | $1,565 | $97 | $362 | $2,024 | $86,700 |
| 3.5% down (FHA) | $8,568 | $240,378 | $1,617 | $108 | $362 | $2,087 | $89,500 |
Assumes a 30-year fixed loan at 7.11%, property tax of 1.18% of the home value a year, homeowners insurance of 0.6% a year, PMI of 0.5% of the loan a year when the down payment is under 20%, and FHA mortgage insurance of 0.55% a year plus a 1.75% upfront premium added to the loan. Your rate, taxes and insurance will differ.
What it takes: see what you can afford by salary in South Dakota · part of the Aberdeen metro area.
South Dakota counties with similar prices
| County | Typical home | 1-yr change | Tax rate |
|---|---|---|---|
| Kingsbury County | $244,163 | +2.4% | 1.01% |
| Grant County | $241,790 | +10.1% | 0.91% |
| Hand County | $250,964 | +7.9% | 0.89% |
| Davison County | $251,322 | +1.0% | 1.23% |
| Brule County | $251,994 | +16.1% | 0.96% |
| Marshall County | $237,533 | +7.1% | 0.87% |
| Sanborn County | $236,814 | +2.8% | 1.17% |
| Jerauld County | $235,678 | +4.8% | 0.84% |
| Hutchinson County | $230,600 | +10.7% | 1.15% |
| Roberts County | $228,684 | +12.2% | 0.97% |
Frequently asked questions
What is the average home price in Brown County, SD?
The typical home value in Brown County is $244,812 (Zillow Home Value Index, September 2026).
How much do you need to earn to buy a house in Brown County?
About $72,000 a year for the typical home with 20% down at a 7.11% 30-year rate.
What is the property tax rate in Brown County?
The median effective rate is 1.18% of home value a year (Census ACS 2024 5-year estimates).