Jerauld County, South Dakota home prices
Typical home $235,678 · +4.8% in a year · property tax 0.84%
The typical home in Jerauld County is worth $235,678, 26% less than the South Dakota typical home ($317,874). Values changed +4.8% in the past year and -3.9% over five years. Homeowners here pay a median 0.84% of their home's value in property tax each year ($1,977 on the typical home), versus 1.04% statewide.
Mortgage on the typical Jerauld County home
| Down payment | Cash down | Loan | Principal + interest | PMI / MIP | Tax + insurance | Total / month | Income needed |
|---|---|---|---|---|---|---|---|
| 20% down | $47,136 | $188,543 | $1,268 | $0 | $283 | $1,551 | $66,500 |
| 10% down | $23,568 | $212,110 | $1,427 | $88 | $283 | $1,798 | $77,100 |
| 5% down | $11,784 | $223,894 | $1,506 | $93 | $283 | $1,882 | $80,700 |
| 3.5% down (FHA) | $8,249 | $231,410 | $1,557 | $104 | $283 | $1,944 | $83,300 |
Assumes a 30-year fixed loan at 7.11%, property tax of 0.84% of the home value a year, homeowners insurance of 0.6% a year, PMI of 0.5% of the loan a year when the down payment is under 20%, and FHA mortgage insurance of 0.55% a year plus a 1.75% upfront premium added to the loan. Your rate, taxes and insurance will differ.
What it takes: see what you can afford by salary in South Dakota · part of the Huron metro area.
South Dakota counties with similar prices
| County | Typical home | 1-yr change | Tax rate |
|---|---|---|---|
| Sanborn County | $236,814 | +2.8% | 1.17% |
| Marshall County | $237,533 | +7.1% | 0.87% |
| Hutchinson County | $230,600 | +10.7% | 1.15% |
| Grant County | $241,790 | +10.1% | 0.91% |
| Roberts County | $228,684 | +12.2% | 0.97% |
| Harding County | $227,589 | +14.6% | 1.12% |
| Kingsbury County | $244,163 | +2.4% | 1.01% |
| Brown County | $244,812 | +5.3% | 1.18% |
| Edmunds County | $222,665 | +5.2% | 0.8% |
| Hand County | $250,964 | +7.9% | 0.89% |
Frequently asked questions
What is the average home price in Jerauld County, SD?
The typical home value in Jerauld County is $235,678 (Zillow Home Value Index, September 2026).
How much do you need to earn to buy a house in Jerauld County?
About $66,500 a year for the typical home with 20% down at a 7.11% 30-year rate.
What is the property tax rate in Jerauld County?
The median effective rate is 0.84% of home value a year (Census ACS 2024 5-year estimates).