Sanborn County, South Dakota home prices
Typical home $236,814 · +2.8% in a year · property tax 1.17%
The typical home in Sanborn County is worth $236,814, 26% less than the South Dakota typical home ($317,874). Values changed +2.8% in the past year and -3.7% over five years. Homeowners here pay a median 1.17% of their home's value in property tax each year ($2,770 on the typical home), versus 1.04% statewide.
Mortgage on the typical Sanborn County home
| Down payment | Cash down | Loan | Principal + interest | PMI / MIP | Tax + insurance | Total / month | Income needed |
|---|---|---|---|---|---|---|---|
| 20% down | $47,363 | $189,451 | $1,274 | $0 | $349 | $1,624 | $69,600 |
| 10% down | $23,681 | $213,132 | $1,434 | $89 | $349 | $1,872 | $80,200 |
| 5% down | $11,841 | $224,973 | $1,513 | $94 | $349 | $1,956 | $83,800 |
| 3.5% down (FHA) | $8,288 | $232,524 | $1,564 | $105 | $349 | $2,018 | $86,500 |
Assumes a 30-year fixed loan at 7.11%, property tax of 1.17% of the home value a year, homeowners insurance of 0.6% a year, PMI of 0.5% of the loan a year when the down payment is under 20%, and FHA mortgage insurance of 0.55% a year plus a 1.75% upfront premium added to the loan. Your rate, taxes and insurance will differ.
What it takes: see what you can afford by salary in South Dakota.
South Dakota counties with similar prices
| County | Typical home | 1-yr change | Tax rate |
|---|---|---|---|
| Marshall County | $237,533 | +7.1% | 0.87% |
| Jerauld County | $235,678 | +4.8% | 0.84% |
| Grant County | $241,790 | +10.1% | 0.91% |
| Hutchinson County | $230,600 | +10.7% | 1.15% |
| Kingsbury County | $244,163 | +2.4% | 1.01% |
| Brown County | $244,812 | +5.3% | 1.18% |
| Roberts County | $228,684 | +12.2% | 0.97% |
| Harding County | $227,589 | +14.6% | 1.12% |
| Edmunds County | $222,665 | +5.2% | 0.8% |
| Hand County | $250,964 | +7.9% | 0.89% |
Frequently asked questions
What is the average home price in Sanborn County, SD?
The typical home value in Sanborn County is $236,814 (Zillow Home Value Index, September 2026).
How much do you need to earn to buy a house in Sanborn County?
About $69,600 a year for the typical home with 20% down at a 7.11% 30-year rate.
What is the property tax rate in Sanborn County?
The median effective rate is 1.17% of home value a year (Census ACS 2024 5-year estimates).