Edmunds County, South Dakota home prices
Typical home $222,665 · +5.2% in a year · property tax 0.8%
The typical home in Edmunds County is worth $222,665, 30% less than the South Dakota typical home ($317,874). Values changed +5.2% in the past year and +22.5% over five years. Homeowners here pay a median 0.8% of their home's value in property tax each year ($1,790 on the typical home), versus 1.04% statewide.
Mortgage on the typical Edmunds County home
| Down payment | Cash down | Loan | Principal + interest | PMI / MIP | Tax + insurance | Total / month | Income needed |
|---|---|---|---|---|---|---|---|
| 20% down | $44,533 | $178,132 | $1,198 | $0 | $261 | $1,459 | $62,500 |
| 10% down | $22,267 | $200,399 | $1,348 | $83 | $261 | $1,692 | $72,500 |
| 5% down | $11,133 | $211,532 | $1,423 | $88 | $261 | $1,772 | $75,900 |
| 3.5% down (FHA) | $7,793 | $218,632 | $1,471 | $98 | $261 | $1,830 | $78,400 |
Assumes a 30-year fixed loan at 7.11%, property tax of 0.8% of the home value a year, homeowners insurance of 0.6% a year, PMI of 0.5% of the loan a year when the down payment is under 20%, and FHA mortgage insurance of 0.55% a year plus a 1.75% upfront premium added to the loan. Your rate, taxes and insurance will differ.
What it takes: see what you can afford by salary in South Dakota · part of the Aberdeen metro area.
South Dakota counties with similar prices
| County | Typical home | 1-yr change | Tax rate |
|---|---|---|---|
| Harding County | $227,589 | +14.6% | 1.12% |
| Roberts County | $228,684 | +12.2% | 0.97% |
| Hutchinson County | $230,600 | +10.7% | 1.15% |
| Potter County | $210,868 | +1.3% | 1.42% |
| Jerauld County | $235,678 | +4.8% | 0.84% |
| Clark County | $208,648 | -2.2% | 0.88% |
| Sanborn County | $236,814 | +2.8% | 1.17% |
| Marshall County | $237,533 | +7.1% | 0.87% |
| Grant County | $241,790 | +10.1% | 0.91% |
| Kingsbury County | $244,163 | +2.4% | 1.01% |
Frequently asked questions
What is the average home price in Edmunds County, SD?
The typical home value in Edmunds County is $222,665 (Zillow Home Value Index, September 2026).
How much do you need to earn to buy a house in Edmunds County?
About $62,500 a year for the typical home with 20% down at a 7.11% 30-year rate.
What is the property tax rate in Edmunds County?
The median effective rate is 0.8% of home value a year (Census ACS 2024 5-year estimates).