Aberdeen, SD home prices
Typical home $242,518 · +5.1% in a year · income needed $71,300
The Aberdeen, SD metro area ranks 481 of 894 U.S. metros for home values (U.S. typical home: $366,157). Prices changed +5.1% in a year and +23.9% over five years. With 20% down at 7.11%, the typical home costs about $1,664 a month including 1.18% property tax (Brown County rate).
Mortgage on the typical Aberdeen home
| Down payment | Cash down | Loan | Principal + interest | PMI / MIP | Tax + insurance | Total / month | Income needed |
|---|---|---|---|---|---|---|---|
| 20% down | $48,504 | $194,015 | $1,305 | $0 | $359 | $1,664 | $71,300 |
| 10% down | $24,252 | $218,266 | $1,468 | $91 | $359 | $1,918 | $82,200 |
| 5% down | $12,126 | $230,392 | $1,550 | $96 | $359 | $2,005 | $85,900 |
| 3.5% down (FHA) | $8,488 | $238,126 | $1,602 | $107 | $359 | $2,068 | $88,600 |
Assumes a 30-year fixed loan at 7.11%, property tax of 1.18% of the home value a year, homeowners insurance of 0.6% a year, PMI of 0.5% of the loan a year when the down payment is under 20%, and FHA mortgage insurance of 0.55% a year plus a 1.75% upfront premium added to the loan. Your rate, taxes and insurance will differ.
Counties in the Aberdeen area
| County | Typical home | 1-yr change | Tax rate |
|---|---|---|---|
| Brown County, SD | $244,812 | +5.3% | 1.18% |
| Edmunds County, SD | $222,665 | +5.2% | 0.8% |
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Frequently asked questions
How much is a house in Aberdeen?
The typical home in the Aberdeen, SD metro area is worth $242,518 (Zillow, September 2026).
What salary do you need to buy a house in Aberdeen?
About $71,300 a year for the typical home with 20% down at 7.11%.