Huron, SD home prices
Typical home $194,445 · +3.0% in a year · income needed $56,500
The Huron, SD metro area ranks 661 of 894 U.S. metros for home values (U.S. typical home: $366,157). Prices changed +3.0% in a year and +6.8% over five years. With 20% down at 7.11%, the typical home costs about $1,319 a month including 1.09% property tax (Beadle County rate).
Mortgage on the typical Huron home
| Down payment | Cash down | Loan | Principal + interest | PMI / MIP | Tax + insurance | Total / month | Income needed |
|---|---|---|---|---|---|---|---|
| 20% down | $38,889 | $155,556 | $1,046 | $0 | $273 | $1,319 | $56,500 |
| 10% down | $19,444 | $175,000 | $1,177 | $73 | $273 | $1,523 | $65,300 |
| 5% down | $9,722 | $184,722 | $1,243 | $77 | $273 | $1,593 | $68,300 |
| 3.5% down (FHA) | $6,806 | $190,923 | $1,284 | $86 | $273 | $1,643 | $70,400 |
Assumes a 30-year fixed loan at 7.11%, property tax of 1.09% of the home value a year, homeowners insurance of 0.6% a year, PMI of 0.5% of the loan a year when the down payment is under 20%, and FHA mortgage insurance of 0.55% a year plus a 1.75% upfront premium added to the loan. Your rate, taxes and insurance will differ.
Counties in the Huron area
| County | Typical home | 1-yr change | Tax rate |
|---|---|---|---|
| Beadle County, SD | $190,822 | +3.0% | 1.09% |
| Jerauld County, SD | $235,678 | +4.8% | 0.84% |
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Frequently asked questions
How much is a house in Huron?
The typical home in the Huron, SD metro area is worth $194,445 (Zillow, September 2026).
What salary do you need to buy a house in Huron?
About $56,500 a year for the typical home with 20% down at 7.11%.