Hughes County, South Dakota home prices
Typical home $293,735 · +3.0% in a year · property tax 1.1%
The typical home in Hughes County is worth $293,735, 8% less than the South Dakota typical home ($317,874). Values changed +3.0% in the past year and +25.0% over five years. Homeowners here pay a median 1.1% of their home's value in property tax each year ($3,227 on the typical home), versus 1.04% statewide.
Mortgage on the typical Hughes County home
| Down payment | Cash down | Loan | Principal + interest | PMI / MIP | Tax + insurance | Total / month | Income needed |
|---|---|---|---|---|---|---|---|
| 20% down | $58,747 | $234,988 | $1,581 | $0 | $416 | $1,997 | $85,600 |
| 10% down | $29,374 | $264,362 | $1,778 | $110 | $416 | $2,304 | $98,800 |
| 5% down | $14,687 | $279,049 | $1,877 | $116 | $416 | $2,409 | $103,300 |
| 3.5% down (FHA) | $10,281 | $288,415 | $1,940 | $130 | $416 | $2,486 | $106,500 |
Assumes a 30-year fixed loan at 7.11%, property tax of 1.1% of the home value a year, homeowners insurance of 0.6% a year, PMI of 0.5% of the loan a year when the down payment is under 20%, and FHA mortgage insurance of 0.55% a year plus a 1.75% upfront premium added to the loan. Your rate, taxes and insurance will differ.
What it takes: see what you can afford by salary in South Dakota · part of the Pierre metro area.
South Dakota counties with similar prices
| County | Typical home | 1-yr change | Tax rate |
|---|---|---|---|
| Turner County | $292,101 | -3.5% | 0.98% |
| McCook County | $290,879 | +5.1% | 1.06% |
| Deuel County | $298,508 | +6.2% | 0.82% |
| Charles Mix County | $288,274 | +8.6% | 1.1% |
| Stanley County | $302,274 | +0.8% | 1.32% |
| Clay County | $283,158 | +2.8% | 1.26% |
| Fall River County | $279,704 | +0.0% | 1% |
| Yankton County | $279,512 | +2.4% | 1.06% |
| Lake County | $312,689 | +2.4% | 1.03% |
| Moody County | $315,215 | +8.0% | 1.1% |
Frequently asked questions
What is the average home price in Hughes County, SD?
The typical home value in Hughes County is $293,735 (Zillow Home Value Index, September 2026).
How much do you need to earn to buy a house in Hughes County?
About $85,600 a year for the typical home with 20% down at a 7.11% 30-year rate.
What is the property tax rate in Hughes County?
The median effective rate is 1.1% of home value a year (Census ACS 2024 5-year estimates).