Yankton, SD home prices
Typical home $279,514 · +2.4% in a year · income needed $81,000
The Yankton, SD metro area ranks 367 of 894 U.S. metros for home values (U.S. typical home: $366,157). Prices changed +2.4% in a year and +17.2% over five years. With 20% down at 7.11%, the typical home costs about $1,890 a month including 1.06% property tax (Yankton County rate).
Mortgage on the typical Yankton home
| Down payment | Cash down | Loan | Principal + interest | PMI / MIP | Tax + insurance | Total / month | Income needed |
|---|---|---|---|---|---|---|---|
| 20% down | $55,903 | $223,611 | $1,504 | $0 | $386 | $1,890 | $81,000 |
| 10% down | $27,951 | $251,562 | $1,692 | $105 | $386 | $2,183 | $93,600 |
| 5% down | $13,976 | $265,538 | $1,786 | $111 | $386 | $2,283 | $97,800 |
| 3.5% down (FHA) | $9,783 | $274,451 | $1,846 | $124 | $386 | $2,356 | $101,000 |
Assumes a 30-year fixed loan at 7.11%, property tax of 1.06% of the home value a year, homeowners insurance of 0.6% a year, PMI of 0.5% of the loan a year when the down payment is under 20%, and FHA mortgage insurance of 0.55% a year plus a 1.75% upfront premium added to the loan. Your rate, taxes and insurance will differ.
Counties in the Yankton area
| County | Typical home | 1-yr change | Tax rate |
|---|---|---|---|
| Yankton County, SD | $279,512 | +2.4% | 1.06% |
What can you afford in South Dakota on your salary? · South Dakota home prices · Salaries in South Dakota
Frequently asked questions
How much is a house in Yankton?
The typical home in the Yankton, SD metro area is worth $279,514 (Zillow, September 2026).
What salary do you need to buy a house in Yankton?
About $81,000 a year for the typical home with 20% down at 7.11%.