Custer County, Montana home prices
Typical home $247,629 · +8.8% in a year · property tax 1.03%
The typical home in Custer County is worth $247,629, 47% less than the Montana typical home ($467,275). Values changed +8.8% in the past year and +26.2% over five years. Homeowners here pay a median 1.03% of their home's value in property tax each year ($2,559 on the typical home), versus 0.69% statewide.
Mortgage on the typical Custer County home
| Down payment | Cash down | Loan | Principal + interest | PMI / MIP | Tax + insurance | Total / month | Income needed |
|---|---|---|---|---|---|---|---|
| 20% down | $49,526 | $198,103 | $1,333 | $0 | $337 | $1,670 | $71,600 |
| 10% down | $24,763 | $222,866 | $1,499 | $93 | $337 | $1,929 | $82,700 |
| 5% down | $12,381 | $235,247 | $1,583 | $98 | $337 | $2,018 | $86,500 |
| 3.5% down (FHA) | $8,667 | $243,144 | $1,636 | $110 | $337 | $2,082 | $89,200 |
Assumes a 30-year fixed loan at 7.11%, property tax of 1.03% of the home value a year, homeowners insurance of 0.6% a year, PMI of 0.5% of the loan a year when the down payment is under 20%, and FHA mortgage insurance of 0.55% a year plus a 1.75% upfront premium added to the loan. Your rate, taxes and insurance will differ.
What it takes: see what you can afford by salary in Montana.
Montana counties with similar prices
| County | Typical home | 1-yr change | Tax rate |
|---|---|---|---|
| McCone County | $243,541 | +9.9% | 0.68% |
| Musselshell County | $236,271 | +2.6% | 0.55% |
| Pondera County | $262,193 | +9.1% | 0.8% |
| Hill County | $227,989 | +4.3% | 0.98% |
| Rosebud County | $227,615 | +4.8% | 0.7% |
| Treasure County | $225,549 | +13.4% | 0.59% |
| Golden Valley County | $220,718 | +14.0% | 0.53% |
| Big Horn County | $218,323 | +4.2% | 1.1% |
| Powder River County | $278,081 | +11.2% | 0.68% |
| Blaine County | $214,696 | +2.5% | 1.34% |
Frequently asked questions
What is the average home price in Custer County, MT?
The typical home value in Custer County is $247,629 (Zillow Home Value Index, September 2026).
How much do you need to earn to buy a house in Custer County?
About $71,600 a year for the typical home with 20% down at a 7.11% 30-year rate.
What is the property tax rate in Custer County?
The median effective rate is 1.03% of home value a year (Census ACS 2024 5-year estimates).