Powder River County, Montana home prices
Typical home $278,081 · +11.2% in a year · property tax 0.68%
The typical home in Powder River County is worth $278,081, 40% less than the Montana typical home ($467,275). Values changed +11.2% in the past year and +62.3% over five years. Homeowners here pay a median 0.68% of their home's value in property tax each year ($1,888 on the typical home), versus 0.69% statewide.
Mortgage on the typical Powder River County home
| Down payment | Cash down | Loan | Principal + interest | PMI / MIP | Tax + insurance | Total / month | Income needed |
|---|---|---|---|---|---|---|---|
| 20% down | $55,616 | $222,464 | $1,497 | $0 | $296 | $1,793 | $76,800 |
| 10% down | $27,808 | $250,272 | $1,684 | $104 | $296 | $2,084 | $89,300 |
| 5% down | $13,904 | $264,176 | $1,777 | $110 | $296 | $2,184 | $93,600 |
| 3.5% down (FHA) | $9,733 | $273,044 | $1,837 | $123 | $296 | $2,256 | $96,700 |
Assumes a 30-year fixed loan at 7.11%, property tax of 0.68% of the home value a year, homeowners insurance of 0.6% a year, PMI of 0.5% of the loan a year when the down payment is under 20%, and FHA mortgage insurance of 0.55% a year plus a 1.75% upfront premium added to the loan. Your rate, taxes and insurance will differ.
What it takes: see what you can afford by salary in Montana.
Montana counties with similar prices
| County | Typical home | 1-yr change | Tax rate |
|---|---|---|---|
| Richland County | $282,058 | +5.3% | 0.74% |
| Silver Bow County | $286,274 | +3.1% | 0.98% |
| Fergus County | $286,543 | +5.2% | 0.75% |
| Pondera County | $262,193 | +9.1% | 0.8% |
| Deer Lodge County | $294,344 | +3.4% | 0.78% |
| Chouteau County | $294,526 | +9.4% | 0.75% |
| Judith Basin County | $296,563 | +5.5% | 0.45% |
| Garfield County | $298,632 | +23.4% | 0.62% |
| Custer County | $247,629 | +8.8% | 1.03% |
| Meagher County | $309,452 | -1.6% | 0.66% |
Frequently asked questions
What is the average home price in Powder River County, MT?
The typical home value in Powder River County is $278,081 (Zillow Home Value Index, September 2026).
How much do you need to earn to buy a house in Powder River County?
About $76,800 a year for the typical home with 20% down at a 7.11% 30-year rate.
What is the property tax rate in Powder River County?
The median effective rate is 0.68% of home value a year (Census ACS 2024 5-year estimates).