Treasure County, Montana home prices
Typical home $225,549 · +13.4% in a year · property tax 0.59%
The typical home in Treasure County is worth $225,549, 52% less than the Montana typical home ($467,275). Values changed +13.4% in the past year and +25.9% over five years. Homeowners here pay a median 0.59% of their home's value in property tax each year ($1,336 on the typical home), versus 0.69% statewide.
Mortgage on the typical Treasure County home
| Down payment | Cash down | Loan | Principal + interest | PMI / MIP | Tax + insurance | Total / month | Income needed |
|---|---|---|---|---|---|---|---|
| 20% down | $45,110 | $180,439 | $1,214 | $0 | $224 | $1,438 | $61,600 |
| 10% down | $22,555 | $202,994 | $1,366 | $85 | $224 | $1,674 | $71,800 |
| 5% down | $11,277 | $214,272 | $1,441 | $89 | $224 | $1,755 | $75,200 |
| 3.5% down (FHA) | $7,894 | $221,464 | $1,490 | $100 | $224 | $1,814 | $77,700 |
Assumes a 30-year fixed loan at 7.11%, property tax of 0.59% of the home value a year, homeowners insurance of 0.6% a year, PMI of 0.5% of the loan a year when the down payment is under 20%, and FHA mortgage insurance of 0.55% a year plus a 1.75% upfront premium added to the loan. Your rate, taxes and insurance will differ.
What it takes: see what you can afford by salary in Montana.
Montana counties with similar prices
| County | Typical home | 1-yr change | Tax rate |
|---|---|---|---|
| Rosebud County | $227,615 | +4.8% | 0.7% |
| Hill County | $227,989 | +4.3% | 0.98% |
| Golden Valley County | $220,718 | +14.0% | 0.53% |
| Big Horn County | $218,323 | +4.2% | 1.1% |
| Musselshell County | $236,271 | +2.6% | 0.55% |
| Blaine County | $214,696 | +2.5% | 1.34% |
| Phillips County | $212,750 | +5.0% | 0.78% |
| Wibaux County | $210,481 | +10.2% | 0.61% |
| McCone County | $243,541 | +9.9% | 0.68% |
| Liberty County | $205,277 | -1.7% | 0.93% |
Frequently asked questions
What is the average home price in Treasure County, MT?
The typical home value in Treasure County is $225,549 (Zillow Home Value Index, September 2026).
How much do you need to earn to buy a house in Treasure County?
About $61,600 a year for the typical home with 20% down at a 7.11% 30-year rate.
What is the property tax rate in Treasure County?
The median effective rate is 0.59% of home value a year (Census ACS 2024 5-year estimates).