Golden Valley County, Montana home prices
Typical home $220,718 · +14.0% in a year · property tax 0.53%
The typical home in Golden Valley County is worth $220,718, 53% less than the Montana typical home ($467,275). Values changed +14.0% in the past year and +30.1% over five years. Homeowners here pay a median 0.53% of their home's value in property tax each year ($1,177 on the typical home), versus 0.69% statewide.
Mortgage on the typical Golden Valley County home
| Down payment | Cash down | Loan | Principal + interest | PMI / MIP | Tax + insurance | Total / month | Income needed |
|---|---|---|---|---|---|---|---|
| 20% down | $44,144 | $176,574 | $1,188 | $0 | $208 | $1,396 | $59,800 |
| 10% down | $22,072 | $198,646 | $1,336 | $83 | $208 | $1,628 | $69,800 |
| 5% down | $11,036 | $209,682 | $1,411 | $87 | $208 | $1,706 | $73,100 |
| 3.5% down (FHA) | $7,725 | $216,720 | $1,458 | $98 | $208 | $1,764 | $75,600 |
Assumes a 30-year fixed loan at 7.11%, property tax of 0.53% of the home value a year, homeowners insurance of 0.6% a year, PMI of 0.5% of the loan a year when the down payment is under 20%, and FHA mortgage insurance of 0.55% a year plus a 1.75% upfront premium added to the loan. Your rate, taxes and insurance will differ.
What it takes: see what you can afford by salary in Montana.
Montana counties with similar prices
| County | Typical home | 1-yr change | Tax rate |
|---|---|---|---|
| Big Horn County | $218,323 | +4.2% | 1.1% |
| Treasure County | $225,549 | +13.4% | 0.59% |
| Blaine County | $214,696 | +2.5% | 1.34% |
| Rosebud County | $227,615 | +4.8% | 0.7% |
| Hill County | $227,989 | +4.3% | 0.98% |
| Phillips County | $212,750 | +5.0% | 0.78% |
| Wibaux County | $210,481 | +10.2% | 0.61% |
| Liberty County | $205,277 | -1.7% | 0.93% |
| Musselshell County | $236,271 | +2.6% | 0.55% |
| Dawson County | $199,650 | +8.0% | 1.14% |
Frequently asked questions
What is the average home price in Golden Valley County, MT?
The typical home value in Golden Valley County is $220,718 (Zillow Home Value Index, September 2026).
How much do you need to earn to buy a house in Golden Valley County?
About $59,800 a year for the typical home with 20% down at a 7.11% 30-year rate.
What is the property tax rate in Golden Valley County?
The median effective rate is 0.53% of home value a year (Census ACS 2024 5-year estimates).