Rosebud County, Montana home prices
Typical home $227,615 · +4.8% in a year · property tax 0.7%
The typical home in Rosebud County is worth $227,615, 51% less than the Montana typical home ($467,275). Values changed +4.8% in the past year and +27.0% over five years. Homeowners here pay a median 0.7% of their home's value in property tax each year ($1,604 on the typical home), versus 0.69% statewide.
Mortgage on the typical Rosebud County home
| Down payment | Cash down | Loan | Principal + interest | PMI / MIP | Tax + insurance | Total / month | Income needed |
|---|---|---|---|---|---|---|---|
| 20% down | $45,523 | $182,092 | $1,225 | $0 | $247 | $1,472 | $63,100 |
| 10% down | $22,762 | $204,854 | $1,378 | $85 | $247 | $1,711 | $73,300 |
| 5% down | $11,381 | $216,235 | $1,455 | $90 | $247 | $1,792 | $76,800 |
| 3.5% down (FHA) | $7,967 | $223,493 | $1,503 | $101 | $247 | $1,852 | $79,400 |
Assumes a 30-year fixed loan at 7.11%, property tax of 0.7% of the home value a year, homeowners insurance of 0.6% a year, PMI of 0.5% of the loan a year when the down payment is under 20%, and FHA mortgage insurance of 0.55% a year plus a 1.75% upfront premium added to the loan. Your rate, taxes and insurance will differ.
What it takes: see what you can afford by salary in Montana.
Montana counties with similar prices
| County | Typical home | 1-yr change | Tax rate |
|---|---|---|---|
| Hill County | $227,989 | +4.3% | 0.98% |
| Treasure County | $225,549 | +13.4% | 0.59% |
| Golden Valley County | $220,718 | +14.0% | 0.53% |
| Musselshell County | $236,271 | +2.6% | 0.55% |
| Big Horn County | $218,323 | +4.2% | 1.1% |
| Blaine County | $214,696 | +2.5% | 1.34% |
| Phillips County | $212,750 | +5.0% | 0.78% |
| McCone County | $243,541 | +9.9% | 0.68% |
| Wibaux County | $210,481 | +10.2% | 0.61% |
| Custer County | $247,629 | +8.8% | 1.03% |
Frequently asked questions
What is the average home price in Rosebud County, MT?
The typical home value in Rosebud County is $227,615 (Zillow Home Value Index, September 2026).
How much do you need to earn to buy a house in Rosebud County?
About $63,100 a year for the typical home with 20% down at a 7.11% 30-year rate.
What is the property tax rate in Rosebud County?
The median effective rate is 0.7% of home value a year (Census ACS 2024 5-year estimates).