Blaine County, Montana home prices
Typical home $214,696 · +2.5% in a year · property tax 1.34%
The typical home in Blaine County is worth $214,696, 54% less than the Montana typical home ($467,275). Values changed +2.5% in the past year and +40.5% over five years. Homeowners here pay a median 1.34% of their home's value in property tax each year ($2,872 on the typical home), versus 0.69% statewide.
Mortgage on the typical Blaine County home
| Down payment | Cash down | Loan | Principal + interest | PMI / MIP | Tax + insurance | Total / month | Income needed |
|---|---|---|---|---|---|---|---|
| 20% down | $42,939 | $171,757 | $1,155 | $0 | $347 | $1,502 | $64,400 |
| 10% down | $21,470 | $193,226 | $1,300 | $81 | $347 | $1,727 | $74,000 |
| 5% down | $10,735 | $203,961 | $1,372 | $85 | $347 | $1,804 | $77,300 |
| 3.5% down (FHA) | $7,514 | $210,807 | $1,418 | $95 | $347 | $1,860 | $79,700 |
Assumes a 30-year fixed loan at 7.11%, property tax of 1.34% of the home value a year, homeowners insurance of 0.6% a year, PMI of 0.5% of the loan a year when the down payment is under 20%, and FHA mortgage insurance of 0.55% a year plus a 1.75% upfront premium added to the loan. Your rate, taxes and insurance will differ.
What it takes: see what you can afford by salary in Montana.
Montana counties with similar prices
| County | Typical home | 1-yr change | Tax rate |
|---|---|---|---|
| Phillips County | $212,750 | +5.0% | 0.78% |
| Big Horn County | $218,323 | +4.2% | 1.1% |
| Wibaux County | $210,481 | +10.2% | 0.61% |
| Golden Valley County | $220,718 | +14.0% | 0.53% |
| Liberty County | $205,277 | -1.7% | 0.93% |
| Treasure County | $225,549 | +13.4% | 0.59% |
| Rosebud County | $227,615 | +4.8% | 0.7% |
| Hill County | $227,989 | +4.3% | 0.98% |
| Dawson County | $199,650 | +8.0% | 1.14% |
| Valley County | $193,649 | +11.6% | 1.18% |
Frequently asked questions
What is the average home price in Blaine County, MT?
The typical home value in Blaine County is $214,696 (Zillow Home Value Index, September 2026).
How much do you need to earn to buy a house in Blaine County?
About $64,400 a year for the typical home with 20% down at a 7.11% 30-year rate.
What is the property tax rate in Blaine County?
The median effective rate is 1.34% of home value a year (Census ACS 2024 5-year estimates).