Big Horn County, Montana home prices
Typical home $218,323 · +4.2% in a year · property tax 1.1%
The typical home in Big Horn County is worth $218,323, 53% less than the Montana typical home ($467,275). Values changed +4.2% in the past year and +29.7% over five years. Homeowners here pay a median 1.1% of their home's value in property tax each year ($2,396 on the typical home), versus 0.69% statewide.
Mortgage on the typical Big Horn County home
| Down payment | Cash down | Loan | Principal + interest | PMI / MIP | Tax + insurance | Total / month | Income needed |
|---|---|---|---|---|---|---|---|
| 20% down | $43,665 | $174,658 | $1,175 | $0 | $309 | $1,484 | $63,600 |
| 10% down | $21,832 | $196,490 | $1,322 | $82 | $309 | $1,713 | $73,400 |
| 5% down | $10,916 | $207,406 | $1,395 | $86 | $309 | $1,791 | $76,700 |
| 3.5% down (FHA) | $7,641 | $214,368 | $1,442 | $97 | $309 | $1,847 | $79,200 |
Assumes a 30-year fixed loan at 7.11%, property tax of 1.1% of the home value a year, homeowners insurance of 0.6% a year, PMI of 0.5% of the loan a year when the down payment is under 20%, and FHA mortgage insurance of 0.55% a year plus a 1.75% upfront premium added to the loan. Your rate, taxes and insurance will differ.
What it takes: see what you can afford by salary in Montana.
Montana counties with similar prices
| County | Typical home | 1-yr change | Tax rate |
|---|---|---|---|
| Golden Valley County | $220,718 | +14.0% | 0.53% |
| Blaine County | $214,696 | +2.5% | 1.34% |
| Phillips County | $212,750 | +5.0% | 0.78% |
| Treasure County | $225,549 | +13.4% | 0.59% |
| Wibaux County | $210,481 | +10.2% | 0.61% |
| Rosebud County | $227,615 | +4.8% | 0.7% |
| Hill County | $227,989 | +4.3% | 0.98% |
| Liberty County | $205,277 | -1.7% | 0.93% |
| Musselshell County | $236,271 | +2.6% | 0.55% |
| Dawson County | $199,650 | +8.0% | 1.14% |
Frequently asked questions
What is the average home price in Big Horn County, MT?
The typical home value in Big Horn County is $218,323 (Zillow Home Value Index, September 2026).
How much do you need to earn to buy a house in Big Horn County?
About $63,600 a year for the typical home with 20% down at a 7.11% 30-year rate.
What is the property tax rate in Big Horn County?
The median effective rate is 1.1% of home value a year (Census ACS 2024 5-year estimates).