Liberty County, Montana home prices
Typical home $205,277 · -1.7% in a year · property tax 0.93%
The typical home in Liberty County is worth $205,277, 56% less than the Montana typical home ($467,275). Values changed -1.7% in the past year and +27.7% over five years. Homeowners here pay a median 0.93% of their home's value in property tax each year ($1,906 on the typical home), versus 0.69% statewide.
Mortgage on the typical Liberty County home
| Down payment | Cash down | Loan | Principal + interest | PMI / MIP | Tax + insurance | Total / month | Income needed |
|---|---|---|---|---|---|---|---|
| 20% down | $41,055 | $164,222 | $1,105 | $0 | $261 | $1,366 | $58,600 |
| 10% down | $20,528 | $184,750 | $1,243 | $77 | $261 | $1,581 | $67,800 |
| 5% down | $10,264 | $195,014 | $1,312 | $81 | $261 | $1,655 | $70,900 |
| 3.5% down (FHA) | $7,185 | $201,559 | $1,356 | $91 | $261 | $1,708 | $73,200 |
Assumes a 30-year fixed loan at 7.11%, property tax of 0.93% of the home value a year, homeowners insurance of 0.6% a year, PMI of 0.5% of the loan a year when the down payment is under 20%, and FHA mortgage insurance of 0.55% a year plus a 1.75% upfront premium added to the loan. Your rate, taxes and insurance will differ.
What it takes: see what you can afford by salary in Montana.
Montana counties with similar prices
| County | Typical home | 1-yr change | Tax rate |
|---|---|---|---|
| Wibaux County | $210,481 | +10.2% | 0.61% |
| Dawson County | $199,650 | +8.0% | 1.14% |
| Phillips County | $212,750 | +5.0% | 0.78% |
| Blaine County | $214,696 | +2.5% | 1.34% |
| Valley County | $193,649 | +11.6% | 1.18% |
| Big Horn County | $218,323 | +4.2% | 1.1% |
| Fallon County | $191,717 | +7.9% | 0.5% |
| Petroleum County | $189,964 | +2.8% | 0.6% |
| Golden Valley County | $220,718 | +14.0% | 0.53% |
| Treasure County | $225,549 | +13.4% | 0.59% |
Frequently asked questions
What is the average home price in Liberty County, MT?
The typical home value in Liberty County is $205,277 (Zillow Home Value Index, September 2026).
How much do you need to earn to buy a house in Liberty County?
About $58,600 a year for the typical home with 20% down at a 7.11% 30-year rate.
What is the property tax rate in Liberty County?
The median effective rate is 0.93% of home value a year (Census ACS 2024 5-year estimates).