Dawson County, Montana home prices
Typical home $199,650 · +8.0% in a year · property tax 1.14%
The typical home in Dawson County is worth $199,650, 57% less than the Montana typical home ($467,275). Values changed +8.0% in the past year and +18.3% over five years. Homeowners here pay a median 1.14% of their home's value in property tax each year ($2,273 on the typical home), versus 0.69% statewide.
Mortgage on the typical Dawson County home
| Down payment | Cash down | Loan | Principal + interest | PMI / MIP | Tax + insurance | Total / month | Income needed |
|---|---|---|---|---|---|---|---|
| 20% down | $39,930 | $159,720 | $1,074 | $0 | $289 | $1,364 | $58,400 |
| 10% down | $19,965 | $179,685 | $1,209 | $75 | $289 | $1,573 | $67,400 |
| 5% down | $9,983 | $189,668 | $1,276 | $79 | $289 | $1,644 | $70,500 |
| 3.5% down (FHA) | $6,988 | $196,034 | $1,319 | $88 | $289 | $1,696 | $72,700 |
Assumes a 30-year fixed loan at 7.11%, property tax of 1.14% of the home value a year, homeowners insurance of 0.6% a year, PMI of 0.5% of the loan a year when the down payment is under 20%, and FHA mortgage insurance of 0.55% a year plus a 1.75% upfront premium added to the loan. Your rate, taxes and insurance will differ.
What it takes: see what you can afford by salary in Montana.
Montana counties with similar prices
| County | Typical home | 1-yr change | Tax rate |
|---|---|---|---|
| Liberty County | $205,277 | -1.7% | 0.93% |
| Valley County | $193,649 | +11.6% | 1.18% |
| Fallon County | $191,717 | +7.9% | 0.5% |
| Petroleum County | $189,964 | +2.8% | 0.6% |
| Wibaux County | $210,481 | +10.2% | 0.61% |
| Phillips County | $212,750 | +5.0% | 0.78% |
| Blaine County | $214,696 | +2.5% | 1.34% |
| Wheatland County | $182,100 | +11.3% | 0.56% |
| Big Horn County | $218,323 | +4.2% | 1.1% |
| Toole County | $179,923 | +2.2% | 0.87% |
Frequently asked questions
What is the average home price in Dawson County, MT?
The typical home value in Dawson County is $199,650 (Zillow Home Value Index, September 2026).
How much do you need to earn to buy a house in Dawson County?
About $58,400 a year for the typical home with 20% down at a 7.11% 30-year rate.
What is the property tax rate in Dawson County?
The median effective rate is 1.14% of home value a year (Census ACS 2024 5-year estimates).