Toole County, Montana home prices
Typical home $179,923 · +2.2% in a year · property tax 0.87%
The typical home in Toole County is worth $179,923, 61% less than the Montana typical home ($467,275). Values changed +2.2% in the past year and +41.9% over five years. Homeowners here pay a median 0.87% of their home's value in property tax each year ($1,572 on the typical home), versus 0.69% statewide.
Mortgage on the typical Toole County home
| Down payment | Cash down | Loan | Principal + interest | PMI / MIP | Tax + insurance | Total / month | Income needed |
|---|---|---|---|---|---|---|---|
| 20% down | $35,985 | $143,938 | $968 | $0 | $221 | $1,189 | $51,000 |
| 10% down | $17,992 | $161,930 | $1,089 | $67 | $221 | $1,378 | $59,000 |
| 5% down | $8,996 | $170,927 | $1,150 | $71 | $221 | $1,442 | $61,800 |
| 3.5% down (FHA) | $6,297 | $176,664 | $1,188 | $80 | $221 | $1,489 | $63,800 |
Assumes a 30-year fixed loan at 7.11%, property tax of 0.87% of the home value a year, homeowners insurance of 0.6% a year, PMI of 0.5% of the loan a year when the down payment is under 20%, and FHA mortgage insurance of 0.55% a year plus a 1.75% upfront premium added to the loan. Your rate, taxes and insurance will differ.
What it takes: see what you can afford by salary in Montana.
Montana counties with similar prices
| County | Typical home | 1-yr change | Tax rate |
|---|---|---|---|
| Wheatland County | $182,100 | +11.3% | 0.56% |
| Sheridan County | $175,449 | +10.1% | 1.23% |
| Petroleum County | $189,964 | +2.8% | 0.6% |
| Fallon County | $191,717 | +7.9% | 0.5% |
| Valley County | $193,649 | +11.6% | 1.18% |
| Daniels County | $164,716 | +7.7% | 0.87% |
| Glacier County | $161,975 | -0.8% | 0.84% |
| Carter County | $160,312 | -9.5% | 0.45% |
| Dawson County | $199,650 | +8.0% | 1.14% |
| Liberty County | $205,277 | -1.7% | 0.93% |
Frequently asked questions
What is the average home price in Toole County, MT?
The typical home value in Toole County is $179,923 (Zillow Home Value Index, September 2026).
How much do you need to earn to buy a house in Toole County?
About $51,000 a year for the typical home with 20% down at a 7.11% 30-year rate.
What is the property tax rate in Toole County?
The median effective rate is 0.87% of home value a year (Census ACS 2024 5-year estimates).