Wheatland County, Montana home prices
Typical home $182,100 · +11.3% in a year · property tax 0.56%
The typical home in Wheatland County is worth $182,100, 61% less than the Montana typical home ($467,275). Values changed +11.3% in the past year and +37.0% over five years. Homeowners here pay a median 0.56% of their home's value in property tax each year ($1,020 on the typical home), versus 0.69% statewide.
Mortgage on the typical Wheatland County home
| Down payment | Cash down | Loan | Principal + interest | PMI / MIP | Tax + insurance | Total / month | Income needed |
|---|---|---|---|---|---|---|---|
| 20% down | $36,420 | $145,680 | $980 | $0 | $176 | $1,156 | $49,500 |
| 10% down | $18,210 | $163,890 | $1,103 | $68 | $176 | $1,347 | $57,700 |
| 5% down | $9,105 | $172,995 | $1,164 | $72 | $176 | $1,412 | $60,500 |
| 3.5% down (FHA) | $6,374 | $178,802 | $1,203 | $81 | $176 | $1,459 | $62,500 |
Assumes a 30-year fixed loan at 7.11%, property tax of 0.56% of the home value a year, homeowners insurance of 0.6% a year, PMI of 0.5% of the loan a year when the down payment is under 20%, and FHA mortgage insurance of 0.55% a year plus a 1.75% upfront premium added to the loan. Your rate, taxes and insurance will differ.
What it takes: see what you can afford by salary in Montana.
Montana counties with similar prices
| County | Typical home | 1-yr change | Tax rate |
|---|---|---|---|
| Toole County | $179,923 | +2.2% | 0.87% |
| Sheridan County | $175,449 | +10.1% | 1.23% |
| Petroleum County | $189,964 | +2.8% | 0.6% |
| Fallon County | $191,717 | +7.9% | 0.5% |
| Valley County | $193,649 | +11.6% | 1.18% |
| Daniels County | $164,716 | +7.7% | 0.87% |
| Dawson County | $199,650 | +8.0% | 1.14% |
| Glacier County | $161,975 | -0.8% | 0.84% |
| Carter County | $160,312 | -9.5% | 0.45% |
| Liberty County | $205,277 | -1.7% | 0.93% |
Frequently asked questions
What is the average home price in Wheatland County, MT?
The typical home value in Wheatland County is $182,100 (Zillow Home Value Index, September 2026).
How much do you need to earn to buy a house in Wheatland County?
About $49,500 a year for the typical home with 20% down at a 7.11% 30-year rate.
What is the property tax rate in Wheatland County?
The median effective rate is 0.56% of home value a year (Census ACS 2024 5-year estimates).