McCone County, Montana home prices
Typical home $243,541 · +9.9% in a year · property tax 0.68%
The typical home in McCone County is worth $243,541, 48% less than the Montana typical home ($467,275). Values changed +9.9% in the past year and +52.3% over five years. Homeowners here pay a median 0.68% of their home's value in property tax each year ($1,645 on the typical home), versus 0.69% statewide.
Mortgage on the typical McCone County home
| Down payment | Cash down | Loan | Principal + interest | PMI / MIP | Tax + insurance | Total / month | Income needed |
|---|---|---|---|---|---|---|---|
| 20% down | $48,708 | $194,833 | $1,311 | $0 | $259 | $1,569 | $67,300 |
| 10% down | $24,354 | $219,187 | $1,474 | $91 | $259 | $1,825 | $78,200 |
| 5% down | $12,177 | $231,364 | $1,556 | $96 | $259 | $1,912 | $81,900 |
| 3.5% down (FHA) | $8,524 | $239,130 | $1,609 | $108 | $259 | $1,975 | $84,700 |
Assumes a 30-year fixed loan at 7.11%, property tax of 0.68% of the home value a year, homeowners insurance of 0.6% a year, PMI of 0.5% of the loan a year when the down payment is under 20%, and FHA mortgage insurance of 0.55% a year plus a 1.75% upfront premium added to the loan. Your rate, taxes and insurance will differ.
What it takes: see what you can afford by salary in Montana.
Montana counties with similar prices
| County | Typical home | 1-yr change | Tax rate |
|---|---|---|---|
| Custer County | $247,629 | +8.8% | 1.03% |
| Musselshell County | $236,271 | +2.6% | 0.55% |
| Hill County | $227,989 | +4.3% | 0.98% |
| Rosebud County | $227,615 | +4.8% | 0.7% |
| Treasure County | $225,549 | +13.4% | 0.59% |
| Pondera County | $262,193 | +9.1% | 0.8% |
| Golden Valley County | $220,718 | +14.0% | 0.53% |
| Big Horn County | $218,323 | +4.2% | 1.1% |
| Blaine County | $214,696 | +2.5% | 1.34% |
| Phillips County | $212,750 | +5.0% | 0.78% |
Frequently asked questions
What is the average home price in McCone County, MT?
The typical home value in McCone County is $243,541 (Zillow Home Value Index, September 2026).
How much do you need to earn to buy a house in McCone County?
About $67,300 a year for the typical home with 20% down at a 7.11% 30-year rate.
What is the property tax rate in McCone County?
The median effective rate is 0.68% of home value a year (Census ACS 2024 5-year estimates).