Yavapai County, Arizona home prices
Typical home $496,923 · -0.0% in a year · property tax 0.41%
The typical home in Yavapai County is worth $496,923, 19% more than the Arizona typical home ($416,733). Values changed -0.0% in the past year and +11.7% over five years. Homeowners here pay a median 0.41% of their home's value in property tax each year ($2,045 on the typical home), versus 0.44% statewide.
Mortgage on the typical Yavapai County home
| Down payment | Cash down | Loan | Principal + interest | PMI / MIP | Tax + insurance | Total / month | Income needed |
|---|---|---|---|---|---|---|---|
| 20% down | $99,385 | $397,538 | $2,674 | $0 | $419 | $3,093 | $132,600 |
| 10% down | $49,692 | $447,231 | $3,009 | $186 | $419 | $3,614 | $154,900 |
| 5% down | $24,846 | $472,077 | $3,176 | $197 | $419 | $3,791 | $162,500 |
| 3.5% down (FHA) | $17,392 | $487,922 | $3,282 | $220 | $419 | $3,921 | $168,000 |
Assumes a 30-year fixed loan at 7.11%, property tax of 0.41% of the home value a year, homeowners insurance of 0.6% a year, PMI of 0.5% of the loan a year when the down payment is under 20%, and FHA mortgage insurance of 0.55% a year plus a 1.75% upfront premium added to the loan. Your rate, taxes and insurance will differ.
What it takes: see what you can afford by salary in Arizona.
Arizona counties with similar prices
| County | Typical home | 1-yr change | Tax rate |
|---|---|---|---|
| Maricopa County | $455,168 | -0.9% | 0.44% |
| Navajo County | $393,934 | +0.4% | 0.59% |
| Gila County | $385,173 | -0.2% | 0.51% |
| Coconino County | $618,865 | +0.2% | 0.46% |
| Pinal County | $359,830 | -2.2% | 0.47% |
| Mohave County | $349,812 | +2.0% | 0.44% |
| Pima County | $335,772 | -1.8% | 0.71% |
| Apache County | $319,753 | +1.1% | 0.9% |
| Graham County | $303,340 | +2.2% | 0.48% |
| Yuma County | $276,759 | +0.4% | 0.61% |
Frequently asked questions
What is the average home price in Yavapai County, AZ?
The typical home value in Yavapai County is $496,923 (Zillow Home Value Index, September 2026).
How much do you need to earn to buy a house in Yavapai County?
About $132,600 a year for the typical home with 20% down at a 7.11% 30-year rate.
What is the property tax rate in Yavapai County?
The median effective rate is 0.41% of home value a year (Census ACS 2024 5-year estimates).